1805 Ruger Dr, Sumter, SC 29150 Property Records

Sumter County property record for 1805 Ruger Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,176 sqft · built 2022
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$253,846 (Apr 2022)
Tax Bill	$5,519 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`187-12-04-044`

Property Details

APN / Parcel Number

Primary APN	`187-12-04-044`
Alternative APN	`19983`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,176 sqft Living Area
Gross Area	2,591 sqft
1st Floor Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19983
Street Address	1805 RUGER DR
City	SUMTER
State	SC
Zip	29150-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 430 0.19 AC
Legal Lot Number	430
Jurisdiction	SUMTER SC
Township / Civil Division	SHAW AFB-HORATIO
Census Block Group	3
Census Block	3035
Census Tract	202

Owner

Source: Sumter County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1805 RUGER DR, SUMTER, SC 29150-7937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022 · Amount on Record
Deed Sale	Apr 18, 2022 · Amount on Record
Deed Book / Page	1300 / 4031
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 18, 2022
Property Address	1805 RUGER DR, SUMTER, SC 29150-7937
Document Number	0013004031
Book / Page	1300 / 4031
Map Reference	MB 2021 PG 202
Instrument Date	Apr 14, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$939.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 RUGER DR, SUMTER, SC 29150-7937
Investor	Possibly a Property Investor

Mortgage

Document Number	0013004035
Date	Apr 18, 2022
Instrument	1300/4035

Lender

Name	FIRST PALMETTO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,519.00 (+2.79%)	$14,300 (-) Land $2,100 Building $12,200	$238,341 (-) Land $35,000 Building $203,341
2023	$5,369.00 (+1,111.96%)	$14,300 (+1,091.67%) Land $2,100 Building $12,200	$238,341 (+1,091.71%) Land $35,000 Building $203,341
2022	$443.00	$1,200 Land $1,200	$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20