Sumter County property record for 1775 Ruger Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,748 sqft · built 2017 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Jun 2026) |
| Tax Bill | $1,206 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-05-019 |
| Primary APN | 187-13-05-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,165 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 306 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered/Finished Porch |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20308 |
|---|---|
| Street Address | 1775 RUGER DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-7931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 327 0.13AC |
| Legal Subdivision | HUNTERS CROSSING SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 327 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 202 |
Source: Sumter County records · APN 187-13-05-019
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3105 OLD YORK RD, SUMTER, SC 29153-7995 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed, Transfer · FHA Mortgage RESOURCE FINANCIAL SERVICES |
| Sep 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI ANGEL OAK HM LOANS |
| Nov 29, 2018 | Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC |
| May 31, 2017 | Deed, Subdivision Related Transfer TITLE TO REAL ESTATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2020 · Amount on Record |
| Deed Book / Page | 1355 / 2842 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 11, 2026 |
| Property Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
| Document Number | 1355002842 |
| Book / Page | 1355 / 2842 |
| Instrument Date | Jun 05, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60,398.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3105 OLD YORK RD, SUMTER, SC 29153-7995 |
| Document Number | 1355002846, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1355/2846 |
| Name | RESOURCE FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Number | 1355002862, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 1355/2862 |
| Name | CITY OF PORTLAND HOUSING AND NEI |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
| Document Number | 0012743089 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1775 RUGER DR SUMTER SC 291507931, SUMTER, SC 29150-7931 |
| Document Number | 0012743089 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 001274/003089 |
| Name | ANGEL OAK HM LOANS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Nov 29, 2018 |
| Property Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
| Document Number | 0012503041 |
| Book / Page | 1250 / 3041 |
| Map Reference | MB PB2015 PG200 |
| Instrument Date | Nov 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
| Document Number | 0012503045 |
|---|---|
| Date | Nov 29, 2018 |
| Instrument | 1250/3045 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 31, 2017 |
| Property Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
| Document Number | 0012332764 |
| Book / Page | 1233 / 2764 |
| Map Reference | MB PB2015 PG 200 |
| Instrument Date | Feb 09, 2017 |
| Instrument | 123302764 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 08, 2022 |
| Title Company | TITLE TO REAL ESTATE |
| Amount | Amount Recorded |
|---|---|
| Tax | $527.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1775 RUGER DR, SUMTER, SC 29150-7931 |
Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (+4.69%) | $6,160 (-) Land $800 Building $5,360 | $154,079 (-) Land $20,000 Building $134,079 |
| 2023 | $1,152.00 (+0.52%) | $6,160 (-) Land $800 Building $5,360 | $154,079 (-) Land $20,000 Building $134,079 |
| 2022 | $1,146.00 | $6,160 Land $800 Building $5,360 | $154,079 Land $20,000 Building $134,079 |
Source: FEMA National Flood Hazard Layer, Sumter County (45085C), as of January 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450850002023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telephone Cooperative, Inc. (SC) Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system SC4310001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF SUMTER serves 53,070 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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