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1805 Rivercroft Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1805 Rivercroft Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,748 sqft · built 2020
Lot Size0.201 acres (8,747 sqft)
Owner2 Individual Names on Record
Last Sale$477,982 (Mar 2025)
Tax Bill$4,090 (2025)
Deeds & MortgagesJul 2022 Transfer
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT200300089

Property Details

APN / Parcel Number

Primary APNT200300089
Alternative APN
  • 2-0012-C831-00-0518.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,748 sqft Living Area
Gross Area3,496 sqft
1st Floor Area1,748 sqft
Basement Area1,748 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,747 sqft (0.201 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT200300089
Street Address1805 RIVERCROFT CT
CityO FALLON
StateMO
Zip63366-1525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #3-B LOT 518
Legal SubdivisionRIVERDALE VLG C #3-B
Legal Lot Number518
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

Source: St. Charles County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1805 RIVERCROFT CT, O FALLON, MO 63366-1525
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Intrafamily Transfer, Transfer
Aug 19, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2025 · Amount on Record
Deed SaleMar 6, 2025 · Amount on Record
Prior SaleAug 19, 2020 · Amount on Record
Deed Document Number20258806
Prior Transfer DateJul 21, 2022
Prior Transfer Doc0000041503
Record UpdatedJun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJul 26, 2022
Property Address1805 RIVERCROFT CT, O FALLON, MO 63366-1525
Document Number0000041503
Map ReferenceMB 50 PG 354
Instrument DateJul 21, 2022
Instrument2022R-041503
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 RIVERCROFT CT, 1805, SAINT PAUL, MO 63366-1525

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1805 RIVERCROFT CT, SAINT PAUL, MO 63366-1525

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 19, 2020
Property Address1805 RIVERCROFT CT, O FALLON, MO 63366-1525
Document Number0073742470
Book / Page7374 / 2470
Map ReferenceMB 50 PG 354
Instrument DateAug 18, 2020
Instrument20200819000596490
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyARCHER LAND TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10407 BAUR BLVDB, 10407, SAINT LOUIS, MO 63132

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 RIVERCROFT CT, SAINT PAUL, MO 63366-1525

Mortgage

Document Number20200819000596500
DateAug 19, 2020
Instrument20200819000596500
Lender
NameFRONTIER FINANCIAL INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,090.00 (+4.98%)$66,627 (+8.01%)$350,669 (+8.01%) Land $70,000 Building $280,669
2024$3,896.00
2023$61,684
2022$324,650 Land $55,000 Building $269,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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