1802 Rivercroft Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 1802 Rivercroft Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,746 sqft · built 2019
Lot Size0.21 acres (9,130 sqft)
OwnerIndividual Name on File
Last Sale$343,000 (Jun 2024)
Tax Bill$4,082 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT200300070

Property Details

APN / Parcel Number

Primary APNT200300070
Alternative APN
  • 2-0012-C831-00-0499.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,746 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,746 sqft
Basement Area1,746 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,130 sqft (0.21 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelSolar

Location & Zoning

Account NumberT200300070
Street Address1802 RIVERCROFT CT
CityO FALLON
StateMO
Zip63366-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG C #3-B LOT 499
Legal SubdivisionRIVERDALE VLG C #3-B
Legal Lot Number499
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2008
Census Tract312001

Owner

Source: St. Charles County records · APN T200300070

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1802 RIVERCROFT CT, O FALLON, MO 63366-1522
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · VA Mortgage
SWIFT HOME LOANS INC
Mar 12, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BUSEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2024 · Amount on Record
Deed SaleJun 13, 2024 · Amount on Record
Prior SaleMar 12, 2020 · Amount on Record
Deed Document Number202423357
Prior Transfer DateDec 14, 2020
Prior Transfer Doc2020R099967
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1802 RIVERCROFT CT, O FALLON, MO 63366-1522
Transaction TypeMortgage
Record UpdatedDec 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 RIVERCROFT CT, O FALLON, MO 63366-1522

Mortgage

Document Number0000051520
DateNov 17, 2025
Instrument2025R-051520
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
AddressBIRMINGHAM, MI 48009
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 12, 2020
Property Address1802 RIVERCROFT CT, O FALLON, MO 63366-1522
Document Number0072470521
Book / Page7247 / 521
Map ReferenceMB 50 PG 354
Instrument DateMar 12, 2020
Instrument20200312000152130
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 09, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10407 BAUR BLVD, 10407, SAINT LOUIS, MO 63132-1904

Transferred To (Grantee/Buyer)

NameVerified Name
Address1802 RIVERCROFT CT, SAINT PAUL, MO 63366-1522

Mortgage

Document Number20200312000152140
DateMar 12, 2020
Instrument20200312000152140
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,082.00 (+13.48%)$66,497 (+16.84%)$349,986 (+16.84%) Land $70,000 Building $279,986
2024$3,597.00
2023$56,913
2022$299,537 Land $55,000 Building $244,537

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Gateway Fiber Holdings
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon.

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST PAUL PWS
serves 1,700 people
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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