Santa Rosa County property record for 1805 Lightning St, Navarre, FL 32566 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,129 sqft · built 1987 |
| Lot Size | 0.521 acres (22,695 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $163,500 (Feb 2004) |
| Tax Bill | $1,602 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2S-27-2790-00300-0220 |
| Primary APN | 24-2S-27-2790-00300-0220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,129 sqft Heated Area |
| Gross Area | 3,504 sqft |
| 1st Floor Area | 2,129 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 22,695 sqft (0.521 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 1,199 sqft |
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 242S272790003000220 |
|---|---|
| Street Address | 1805 LIGHTNING ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH SHORES 1ST ADD LOT 22 & PART OF LOT 21 BLK 3 DES AS: BEG AT TH SE CORN LOT 22 BLK 3 THN S89*02'47W ALNG S LOT LN 99.98 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | NORTH SHORES/ALL |
| Legal Block | 3 |
| Legal Lot Number | 21-22 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10821 |
Source: Santa Rosa County records · APN 24-2S-27-2790-00300-0220
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1805 LIGHTNING ST, NAVARRE, FL 32566-8430 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 04, 2004 · Amount on Record |
| Deed Sale | Feb 04, 2004 · Amount on Record |
| Deed Document Number | 0225501775 |
| Deed Book / Page | 02255 / 01775 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1805 LIGHTNING ST, NAVARRE, FL 32566-8430 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040472060 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 4047/2060 |
| Instrument | 202070037 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,602.00 (+3.02%) Homeowner's exemption | $159,366 (+3%) | $299,227 (+13.28%) Land $77,000 Building $222,227 |
| 2023 | $1,555.00 (+3.39%) Homeowner's exemption | $154,724 (+3%) | $264,154 (+4.47%) Land $45,000 Building $219,154 |
| 2022 | $1,504.00 Homeowner's exemption | $150,217 | $252,858 Land $40,000 Building $212,858 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 144 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 5 (2020–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2024, other causes, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Ripple Broadband, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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