Santa Rosa County property record for 1785 Lightning St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,468 sqft · built 1977 |
| Lot Size | 0.403 acres (17,555 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Aug 2009) |
| Tax Bill | $1,159 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2S-27-2790-00300-0240 |
| Primary APN | 24-2S-27-2790-00300-0240 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,468 sqft Heated Area |
| Gross Area | 2,732 sqft |
| 1st Floor Area | 1,468 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 17,555 sqft (0.403 acres) |
| Lot Dimensions | 1,220 ft deep x 1,440 ft wide |
| Garage Area | 364 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 900 sqft |
| Deck Area | 364 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 242S272790003000240 |
|---|---|
| Street Address | 1785 LIGHTNING ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-8442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTH SHORES 1ST ADD LOT 24 BLK 3 AS DES IN OR 2992 PG 42 |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | NORTH SHORES/ALL |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10821 |
Source: Santa Rosa County records · APN 24-2S-27-2790-00300-0240
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1785 LIGHTNING ST, NAVARRE, FL 32566-8442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 12, 2009 · Amount on Record |
| Deed Sale | Aug 12, 2009 · Amount on Record |
| Prior Sale | Mar 03, 2009 |
| Deed Document Number | 200927766 |
| Deed Book / Page | 2922 / 0042 |
| Record Updated | Jun 08, 2026 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,159.00 (+13.74%) Homeowner's exemption | $124,321 (+9.16%) | $242,214 (+16.48%) Land $70,000 Building $172,214 |
| 2023 | $1,019.00 (+3.77%) Homeowner's exemption | $113,888 (+3%) | $207,943 (+8.68%) Land $45,000 Building $162,943 |
| 2022 | $982.00 Homeowner's exemption | $110,571 | $191,334 Land $40,000 Building $151,334 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 5 (2020–2024) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Cox Communications, Ripple Broadband.
Based on FCC filings for 276 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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