Benton County property record for 1805 Hwy 23 E, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Details | 12,900 sqft · built 1977 |
| Lot Size | 9.11 acres (396,832 sqft) |
| Owner | Company Name on Record |
| Last Sale | $50,000 (Feb 2011) |
| Tax Bill | $45,008 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.00545.00 |
| Primary APN | 09.00545.00 |
|---|
| Units | 75 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 12,900 sqft Total Area |
| 1st Floor Area | 21,820 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 396,832 sqft (9.11 acres) |
| Total Buildings | 6 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1805 HIGHWAY 23 E |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-4621 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT-30 TWP-036 RANGE-030 9.11 AC PT OF SW1/4 LYING NWLY OF HWY 23 & SELY OF OLD HWY 23 EXC THE W 991.08 |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 30 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | MINDEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 7486, SAINT CLOUD, MN 56302-7486 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN HERITAGE NATIONAL BANK |
| Feb 28, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AMERICAN HERITAGE NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2011 · Amount on Record |
| Deed Sale | Feb 22, 2011 · Amount on Record |
| Deed Document Number | 20111380193 |
| Prior Transfer Date | Feb 2, 2011 |
| Prior Transfer Doc | 1380193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1805 HIGHWAY 23 E, SAINT CLOUD, MN 56304-4621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 421285 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 421285 |
| Name | AMERICAN HERITAGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 1805 HIGHWAY 23 E, SAINT CLOUD, MN 56304-4621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 421286 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 421286 |
| Name | AMERICAN HERITAGE NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Minden Township |
| Unified School District | Sauk Rapids-Rice Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,008.00 (+1.61%) | $1,963,800 (+0.31%) Land $432,800 Building $1,531,000 | $1,963,800 (+0.31%) Land $432,800 Building $1,531,000 |
| 2025 | $44,296.00 (+22.41%) | $1,957,800 (+5.37%) Land $411,900 Building $1,545,900 | $1,957,800 (+5.37%) Land $411,900 Building $1,545,900 |
| 2023 | $36,188.00 | $1,858,000 Land $389,300 Building $1,468,700 | $1,858,000 Land $389,300 Building $1,468,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 57% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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