Benton County property record for 1545 Hwy 23 E, Saint Cloud, MN 56304
| Property Type | Commercial |
|---|---|
| Lot Size | 1.34 acres (58,370 sqft) |
| Owner | Company Name on Record |
| Last Sale | $750,000 (Aug 2021) |
| Tax Bill | $1,118 (2026) |
| Deeds & Mortgages | Aug 2021 Transfer Aug 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.00578.00 |
| Primary APN | 09.00578.00 |
|---|
| Units | 2 Units |
|---|
| Lot Area | 58,370 sqft (1.34 acres) |
|---|
| Street Address | 1545 HIGHWAY 23 E |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1157 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT-31 TWP-036 RANGE-030 1.34 AC PART OF NW1/4 COMM 957.8 FT S OF NW CORNER TH S 473.68 FT TH NELY 44.9 FT TH SELY 15 FT TH |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 31 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | MINDEN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1107 61ST AVE SE, SAINT CLOUD, MN 56304-9743 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 10, 2021 | Affidavit of Death of Joint Tenant, Transfer QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC |
| Aug 3, 2021 | Warranty Deed, Transfer · Line of Credit FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on Record |
| Deed Sale | Aug 3, 2021 · Amount on Record |
| Prior Sale | Aug 8, 2008 |
| Deed Document Number | 2021454361 |
| Last Transfer Date | Aug 9, 2021 |
| Transfer Doc | 0000454494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Aug 10, 2021 |
| Property Address | 1545 HIGHWAY 23 E, SAINT CLOUD, MN 56304-1157 |
| Document Number | 0000454494 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 454494 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Aug 3, 2021 |
| Property Address | 1545 HIGHWAY 23 E, SAINT CLOUD, MN 56304-1157 |
| Document Number | 0000454361 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 454361 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7135 DUELM RD NE, SAUK RAPIDS, MN 56379-9647 |
| Document Number | 0000454362 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 454362 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Minden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,118.00 (+10.26%) | $95,000 (+7.47%) Land $95,000 | $95,000 (+7.47%) Land $95,000 |
| 2023 | $1,014.00 | $88,400 Land $88,400 | $88,400 Land $88,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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