1805 Downing Ct, Naperville, IL 60563 Property Records

DuPage County property record for 1805 Downing Ct, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,234 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Oct 2021)
Tax Bill	$6,047 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-10-302-002`

Property Details

APN / Parcel Number

Primary APN	`07-10-302-002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	10.2 ft deep x 6.9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1805 DOWNING CT
City	NAPERVILLE
State	IL
Zip	60563-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BROOKDALE SUBN UNIT NO THREE PHASE-ONE ALL
Legal Subdivision	BROOKDALE SUBN
Legal Lot Number	42
Legal Unit	3/PH1
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2001
Census Tract	846412

Owner

1805 Downing Ct is owned and occupied by two individuals who bought it in October 2021.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1805 DOWNING CT, NAPERVILLE, IL 60563-2355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 7, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jul 31, 1998 · Amount on File
Deed Document Number	2021148867
Prior Transfer Date	Mar 11, 2014
Prior Transfer Doc	0000020399
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1805 DOWNING CT, NAPERVILLE, IL 60563-2355
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1805 DOWNING CT, NAPERVILLE, IL 60563-2355

Mortgage

Document Number	0000069022
Date	Oct 29, 2025
Instrument	R2025-069022

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate	5.49%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Oct 7, 2021
Property Address	1805 DOWNING CT, NAPERVILLE, IL 60563-2355
Document Number	0000148867
Map Reference	DOC R77-75016
Instrument Date	Sep 29, 2021
Instrument	R2021-148867
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1805 DOWNING CT, NAPERVILLE, IL 60563-2355

Mortgage

Document Number	0000148868
Date	Oct 7, 2021
Instrument	R2021-148868

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1805 Downing Ct was $6,047 with a homeowner's exemption, up 4.4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,047.00 (+4.38%) Homeowner's exemption	$110,567 (+9.67%) Land $46,038 Building $64,529	$331,701 (+9.67%) Land $138,114 Building $193,587
2024	$5,793.00	$100,818 Land $41,979 Building $58,839	$302,454 Land $125,937 Building $176,517
2022	$5,692.00 Homeowner's exemption	$89,300 Land $36,940 Building $52,360	$267,900 Land $110,820 Building $157,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1805 Downing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1805 Downing Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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