1801 Downing Ct, Naperville, IL 60563 Property Records

DuPage County property record for 1801 Downing Ct, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,906 sqft · built 1979
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (May 2019)
Tax Bill	$7,643 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-10-302-003`

Property Details

APN / Parcel Number

Primary APN	`07-10-302-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	1,234 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	9.8 ft deep x 5.7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1801 DOWNING CT
City	NAPERVILLE
State	IL
Zip	60563-2355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	BROOKDALE SUBN UNIT NO THREE PHASE-ONE ALL
Legal Subdivision	BROOKDALE SUBN
Legal Lot Number	43
Legal Unit	3/PH1
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2001
Census Tract	846412

Owner

1801 Downing Ct is owned and occupied by an individual who bought it in May 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Sep 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Jul 27, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Jun 16, 2003 · Amount on File
Deed Document Number	201941022
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Recording Date	Apr 16, 2026
Property Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Document Number	0000024574
Instrument Date	Apr 7, 2026
Instrument	202624574
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355

Mortgage

Document Number	0000024574,
Date	Apr 16, 2026
Instrument	202624574

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058152
Date	Sep 8, 2023
Instrument	R2023-058152

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063553
Date	Apr 22, 2021
Instrument	R2021-063553

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	May 28, 2019
Property Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Document Number	0000041022
Map Reference	DOC R77-75016
Instrument Date	May 12, 2019
Instrument	R2019-041022
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BURNET TITLE POST CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355

Mortgage

Document Number	0000041023
Date	May 28, 2019
Instrument	R2019-041023

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 27, 2017
Property Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355
Document Number	0000076097
Map Reference	DOCR77-75016
Instrument Date	Jul 7, 2017
Instrument	R2017-076097
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1801 DOWNING CT, NAPERVILLE, IL 60563-2355

Mortgage

Document Number	0000076098
Date	Jul 27, 2017
Instrument	R2017-076098

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1801 Downing Ct was $7,643 with a homeowner's exemption, up 4.2% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,643.00 (+4.21%) Homeowner's exemption	$137,638 (+9.67%) Land $46,038 Building $91,600	$412,914 (+9.67%) Land $138,114 Building $274,800
2024	$7,334.00	$125,502 Land $41,979 Building $83,523	$376,506 Land $125,937 Building $250,569
2022	$7,193.00 Homeowner's exemption	$111,260 Land $36,940 Building $74,320	$333,780 Land $110,820 Building $222,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1801 Downing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1801 Downing Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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