18045 Montgomery Ave, Fontana, CA 92336 Property Records

San Bernardino County property record for 18045 Montgomery Ave, Fontana, CA 92336

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,331 sqft · built 1985
Lot Size	0.166 acres (7,209 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2017)
Tax Bill	$5,503 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0243-231-83-0000`

Property Details

APN / Parcel Number

Primary APN	`0243-231-83-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,331 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,209 sqft (0.166 acres)
Garage Type	Attached
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	362 sqft
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	18045 MONTGOMERY AVE
City	FONTANA
State	CA
Zip	92336-2377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12877 LOT 32
Legal Subdivision	179M1
Legal Tract	12877
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1002
Census Tract	2307

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1845 MONTGOMERY AVE, FONTANA, CA 92336
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Sep 8, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2017 · Amount on Record
Deed Sale	Sep 8, 2017 · Amount on Record
Prior Sale	Sep 26, 2014 · Amount on Record
Deed Document Number	2017372129
Prior Transfer Date	Sep 16, 2009
Prior Transfer Doc	0000408981
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 8, 2026
Property Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377
Document Number	0000118110
Instrument Date	Apr 24, 2026
Instrument	2026118110
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377
Investor	Possibly a Property Investor

Mortgage

Document Number	0000118110,
Date	May 8, 2026
Instrument	2026118110

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377

Mortgage

Document Number	0000419674
Date	Sep 15, 2021
Instrument	2021-0419674

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18045 MONTOMERY AVE, FONTANA, CA 92336-2377

Mortgage

Document Number	0000255553
Date	Jun 4, 2021
Instrument	2021-0255553

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 8, 2017
Property Address	18045 MONTGOMERY AVE, FONTANA, CA 92336-2377
Document Number	0000372129
Map Reference	MAP179 PG1&2
Instrument Date	Aug 17, 2017
Instrument	2017-0372129
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1845 MONTGOMERY AVE, FONTANA, CA 92336
Investor	Possibly a Property Investor

Mortgage

Document Number	0000372130
Date	Sep 8, 2017
Instrument	2017-0372130

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Fontana City
Unified School District	Fontana Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$394,599 (+2%) Land $98,649 Building $295,950
2025	$5,503.00 (+20.31%)	$386,862 (+4.04%) Land $96,715 Building $290,147
2023	$4,574.00 (+0.75%)	$371,840 Land $92,960 Building $278,880
2022	$4,540.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN GABRIEL VALLEY WC - FONTANA private · serves 228,270 people · EPA ID CA3610041
Water Source	Surface water
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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