San Joaquin County property record for 18040 S Arboreal Way, Ripon, CA 95366
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,152 sqft · built 1946 |
| Lot Size | 0.429 acres (18,686 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $285,000 (Oct 2014) |
| Tax Bill | $4,054 (2026) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 245-050-040-000 |
| Primary APN | 245-050-040-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 18,686 sqft (0.429 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 245-050-04 |
|---|---|
| Street Address | 18040 S ARBOREAL WAY |
| City | RIPON |
| State | CA |
| Zip | 95366-9727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG40 |
| Legal Description | 02-PT TO ROAD PER 02058339 |
| Legal Block | 1 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | RIPON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 5003 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 17611 LOUISE AVE, ESCALON, CA 95320-9753 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2014 · Amount on Record |
| Deed Sale | Oct 31, 2014 · Amount on Record |
| Deed Document Number | 2014109707 |
| Prior Transfer Date | Aug 30, 1996 |
| Prior Transfer Doc | 0000090154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 18040 S ARBOREAL WAY, RIPON, CA 95366-9727 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 17611 LOUISE AVE, ESCALON, CA 95320-9753 |
| Document Number | 0000066812 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 2022-066812 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Ripon Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,054.00 (+7.76%) | ||
| 2025 | $3,762.00 (+4.15%) | $342,517 (+4.04%) Land $138,206 Building $204,311 | |
| 2023 | $3,612.00 (+1.49%) | $329,219 Land $132,841 Building $196,378 | $536,310 |
| 2022 | $3,559.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH SAN JOAQUIN IRRIGATION DISTRICT serves 0 people · EPA ID CA5010040 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Frontier DSL | 115 / 7 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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