1804 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1804 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1976
Lot Size	0.173 acres (7,536 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Apr 2024)
Tax Bill	$6,823 (2025)
Deeds & Mortgages	Jun 2023 Foreclosure Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-0007.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-0007.0-9-0000`
Alternative APNs	`52-38-41-006-007-00070-9` `42133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,536 sqft (0.173 acres)
Garage Type	Attached
Garage Area	336 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42133
Street Address	1804 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 7 BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

1804 SE Lafayette St is owned and occupied by two individuals who bought it in April 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1804 SE LAFAYETTE ST, STUART, FL 34997-5850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Nov 9, 2018	Loan Modification, Mortgage DITECH FIN'L
Apr 30, 2018	Loan Modification, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Jun 14, 2023 · Amount on File
Deed Document Number	20243066301
Deed Book / Page	3430 / 501
Record Updated	Oct 29, 2026

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 14, 2023
Property Address	1804 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0033800964
Book / Page	3380 / 964
Map Reference	MB 3 PG 129
Instrument Date	Jun 12, 2023
Instrument	3021248
Transaction Type	Foreclosure
Record Updated	Jul 7, 2023

Transaction

Amount	Amount on Record
Tax	$2,090.90
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 NE SANTA CRUZ DR, JENSEN BEACH, FL 34957-6018

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1804 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0030280444
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SE LAFAYETTE ST STUART FL 349975850, STUART, FL 34997-5850

Mortgage

Document Number	0030280444
Date	Nov 21, 2018
Book Page	003028/000444
Instrument	2726596

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount on Record
Term	480 Months
Due	Nov 20, 2058

Interest

Rate	4%

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1804 SE LAFAYETTE ST, STUART, FL 34997-5850
Document Number	0030150767
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1804 SE LAFAYETTE ST STUART FL 349975850, STUART, FL 34997-5850

Mortgage

Document Number	0030150767
Date	Sep 12, 2018
Book Page	003015/000767
Instrument	2714931

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Amount	Amount on Record
Term	480 Months
Due	Sep 11, 2058

Interest

Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 1804 SE Lafayette St was $6,823, up 26.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,823.00 (+26.54%)	$402,720 Land $135,000 Building $267,720	$402,720 Land $135,000 Building $267,720
2024	$5,392.00 (+3.61%)
2023	$5,204.00 (+332.23%)	$286,320 (+221.9%) Land $130,000 Building $156,320	$286,320 (+15.77%) Land $130,000 Building $156,320
2022	$1,204.00 Homeowner's exemption	$88,947	$247,310 Land $115,000 Building $132,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1804 SE Lafayette St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1804 SE Lafayette St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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