1803 SE Lafayette St, Stuart, FL 34997 Property Records

Martin County property record for 1803 SE Lafayette St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1967
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$306,000 (Jul 2023)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-006-0027.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-006-0027.0-9-0000`
Alternative APNs	`52-38-41-006-006-00270-9` `42121`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,140 sqft
1st Floor Area	900 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	447 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42121
Street Address	1803 SE LAFAYETTE ST
City	STUART
State	FL
Zip	34997-5851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 27 BLK 6
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	6
Legal Lot Number	27
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jul 18, 2023	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	20233026759
Deed Book / Page	3386 / 2039
Prior Transfer Date	Sep 6, 2011
Prior Transfer Doc	0025360082
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 6, 2026
Property Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851
Document Number	0003208273
Book / Page	3594 / 1195
Instrument Date	Oct 2, 2026
Instrument	20263208273
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	MERIT TITLE INC, MERIT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254,520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851

Mortgage

Document Number	0003208274,
Date	Oct 6, 2026
Instrument	20263208274

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 18, 2023
Property Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851
Document Number	0033862039
Book / Page	3386 / 2039
Map Reference	MB 3 PG 129
Instrument Date	Jul 17, 2023
Instrument	3026759
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25275 RAMPART BLVD APT 1607, 1607, PUNTA GORDA, FL 33983-6464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851

Mortgage

Document Number	0033862042
Date	Jul 18, 2023
Instrument	3386/2042

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Index	1-Year T-Bill
Margin	2
Max Rate	5%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 12, 2021
Property Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851
Document Number	0032400376
Book / Page	3240 / 376
Map Reference	MB 3 PG 129
Instrument Date	Jun 30, 2021
Instrument	2901229
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3088 FIVE POINTS RD, 3088, COTTONDALE, FL 32431-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 SE LAFAYETTE ST, STUART, FL 34997-5851

Mortgage

Document Number	0003240378
Date	Jul 12, 2021
Instrument	3240/378

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (-3.29%) Homeowner's exemption	$260,820 (+9.59%) Land $135,000 Building $125,820	$260,820 (+4.13%) Land $135,000 Building $125,820
2024	$4,048.00 (+9.11%)
2023	$3,710.00 (-7.8%) Additional exemption filed	$238,003 (+9.66%)	$250,470 (+15.41%) Land $130,000 Building $120,470
2022	$4,024.00	$217,030 Land $115,000 Building $102,030	$217,030 Land $115,000 Building $102,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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