St. Louis County property record for 1804 N Bay Rd, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,400 sqft · built 1987 |
| Lot Size | 3.12 acres (135,910 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $7,424 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-0030-00050 |
| Primary APN | 610-0030-00050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Gross Area |
| 1st Floor Area | 1,400 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 135,910 sqft (3.12 acres) |
| Garage Area | 3,756 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 384 sqft |
| Deck Area | 168 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1176728 |
|---|---|
| Street Address | 1804 N BAY RD |
| City | ELY |
| State | MN |
| Zip | 55731-8307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0005 BLOCK:000 SERIAL # |
| Legal Subdivision | NORTH BAY HOMESITES |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2138 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19482 ELGIN ST NW, ELK RIVER, MN 55330-4636 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 28, 2024 |
| Transfer Doc | 0001498142 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,424.00 (+9.4%) | ||
| 2025 | $6,786.00 (+31.97%) Homeowner's exemption | $649,300 (-10.22%) Land $277,800 Building $371,500 | $649,300 (-10.22%) Land $277,800 Building $371,500 |
| 2024 | $5,142.00 | $723,200 (+34.57%) Land $344,200 Building $379,000 | $723,200 (+34.57%) Land $344,200 Building $379,000 |
| 2022 | $537,400 Land $256,200 Building $281,200 | $537,400 Land $256,200 Building $281,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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