St. Louis County property record for 1787 N Bay Rd, Ely, MN 55731
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 3 bd · 1.75 ba · 936 sqft · built 1999 |
| Lot Size | 0.958 acres (41,738 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,156 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 610-0030-00020 |
| Primary APN | 610-0030-00020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Gross Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 842 sqft |
| Finished Basement | 842 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 41,738 sqft (0.958 acres) |
| Garage Area | 1,820 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 592 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1167227 |
|---|---|
| Street Address | 1787 N BAY RD |
| City | ELY |
| State | MN |
| Zip | 55731-8381 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF LOT 1 DESCRIBED AS FOLLOWS:STARTING AT THE NE CORNER OF SAID LOT 1,THENCE WEST ALONG THE BOUNDARY COMMON TOLOTS |
| Legal Subdivision | NORTH BAY HOMESITES 61 12 |
| Legal Lot Number | 2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | BIRCH LAKE |
| Census Block Group | 2 |
| Census Block | 2098 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1787 N BAY RD, ELY, MN 55731-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,156.00 (+4.53%) Homeowner's exemption Disabled Person's exemption | ||
| 2025 | $3,976.00 (+26.06%) Homeowner's exemption Disabled Person's exemption | $495,800 (-1.18%) Land $200,600 Building $295,200 | $495,800 (-1.18%) Land $200,600 Building $295,200 |
| 2024 | $3,154.00 | $501,700 (+34.29%) Land $200,600 Building $301,100 | $501,700 (+34.29%) Land $200,600 Building $301,100 |
| 2022 | $373,600 Land $150,200 Building $223,400 | $373,600 Land $150,200 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 87% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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