Frederick County property record for 1804 Free Ter, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,240 sqft · built 1999 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $178,000 (Jun 2010) |
| Tax Bill | $5,058 (2025) |
| Deeds & Mortgages | Jan 2018 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-222787 |
| Primary APN | 02-222787 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 222787 |
|---|---|
| Street Address | 1804 FREE TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5900 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 333 SECTION 1 PLAT 3-2,000 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RDG SEC 01 |
| Legal Lot Number | 333 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7881 BASTILLE PL, SEVERN, MD 21144-1473 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2018 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2010 · Amount on Record |
| Deed Sale | Jun 28, 2010 · Amount on Record |
| Prior Sale | Nov 23, 2005 · Amount on Record |
| Deed Document Number | 20102958 |
| Deed Book / Page | 7875 / 53 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1804 FREE TER, FREDERICK, MD 21702-5900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0122350084 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 12235/0084 |
| Instrument | 12235-0084 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 143 Months |
| Due | Dec 11, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | 5 Years |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1804 FREE TER, FREDERICK, MD 21702-5900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CLEAR TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0137210123 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 13721/123 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,267 (+26.05%) | $314,200 (+15.39%) Land $110,500 Building $203,700 | |
| 2025 | $5,058.00 (+21.29%) | ||
| 2023 | $4,170.00 | $227,100 | $272,300 Land $85,000 Building $187,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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