Frederick County property record for 1801 Free Ter, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,412 sqft · built 1999 |
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Jan 2026) |
| Tax Bill | $5,617 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-222434 |
| Primary APN | 02-222434 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 812 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,000 sqft (0.069 acres) |
| Deck Area | 176 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 222434 |
|---|---|
| Street Address | 1801 FREE TER |
| City | FREDERICK |
| State | MD |
| Zip | 21702-5903 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PND |
| Legal Description | LOT 301 SECTION 1 PLAT 3-3,000 SQ. FT. WALNUT RIDGE |
| Legal Subdivision | WALNUT RIDGE |
| Legal Lot Number | 301 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 751202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6652 CANADA GOOSE CT, FREDERICK, MD 21703-9549 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage CONTOUR MORTGAGE CORP |
| Jan 14, 2026 | Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 1, 2021 | Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2026 · Amount on Record |
| Deed Sale | Jan 14, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2021 · Amount on Record |
| Deed Book / Page | 17685 / 78 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | CAPITOL SETTLEMENTS LLC, CAPITAL SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Document Number | 0156030055 |
|---|---|
| Date | Dec 22, 2021 |
| Book Page | 15603/55 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 14, 2026 |
| Property Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Document Number | 0176850078 |
| Book / Page | 17685 / 78 |
| Map Reference | MB 64 PG 171-177 |
| Instrument Date | Dec 1, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | EXPRESS TITLE AND ESCROW LLC, EMPRESS TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Document Number | 0001768586 |
|---|---|
| Date | Jan 14, 2026 |
| Instrument | 17685/86 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 1, 2021 |
| Property Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Document Number | 0146090125 |
| Book / Page | 14609 / 125 |
| Map Reference | MB 64 PG 171-177 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Title Company | CAPITOL SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1801 FREE TER, FREDERICK, MD 21702-5903 |
| Document Number | 14609130 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 14609/130 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 1, 2051 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,833 (+3.61%) | $335,700 (+10.83%) Land $110,500 Building $225,200 | |
| 2025 | $5,617.00 (+21.47%) | $302,900 (+20.02%) Land $85,000 Building $217,900 | $302,900 (-) Land $85,000 Building $217,900 |
| 2023 | $4,624.00 | $252,367 | $302,900 Land $85,000 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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