1804 3rd Ct SE, Winter Haven, FL 33880 Property Records

Polk County property record for 1804 3rd Ct SE, Winter Haven, FL 33880

Property Summary

Property Type	Duplex
Details	9 bd · 5 ba · 3,047 sqft · built 1973
Lot Size	0.296 acres (12,881 sqft)
Owner	Company Name on Record
Last Sale	$659,000 (Feb 2025)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-33-658200-000320`

Property Details

APN / Parcel Number

Primary APN	`26-28-33-658200-000320`
Alternative APNs	`332826658200000320` `32826000`

Interior

Bedrooms	9 Beds
Full Baths	5 Baths
Units	4 Units
Stories	1 Story
Building Area	3,047 sqft Living Area
1st Floor Area	3,047 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2016
Architectural Style	Duplex Single
Lot Area	12,881 sqft (0.296 acres)
Lot Dimensions	120 ft deep x 109 ft wide
View / Lot	Triplex Lot
Canopy	1 sqft

Location & Zoning

Street Address	1804 3RD CT SE
City	WINTER HAVEN
State	FL
Zip	33880-4402
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TERRACE GARDENS PB 46 PG 46 LOT 32 & W 9 FT OF LOT 33
Legal Subdivision	TERRACE GARDENS SUBDIVISION
Legal Tract	658200
Legal Block	1
Legal Lot Number	32,33
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1017
Census Tract	14005

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2806 WINTERSET PARK, WINTER HAVEN, FL 33884-3141
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Oct 4, 2021 · Amount on Record
Deed Document Number	202542472
Deed Book / Page	13444 / 1446
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 4, 2021
Property Address	1804 3RD CT SE, WINTER HAVEN, FL 33880-4402
Document Number	0000258878
Book / Page	11922 / 2119
Map Reference	MB 46 PG 46
Instrument Date	Sep 30, 2021
Instrument	2021258878
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	THE TITLE STATION INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 RUBY LAKE LOOP, 357, WINTER HAVEN, FL 33884-3268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	708 S BELLA VISTA ST, TAMPA, FL 33609-4305

Mortgage

Document Number	0119222121
Date	Oct 4, 2021
Instrument	11922/2121

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,600 (+32.16%) Land $44,000 Building $254,815	$489,600 (+3.65%) Land $44,000 Building $254,815
2025	$5,449.00 (-4.25%)	$370,448 (+21%)	$472,368 (+54.29%) Land $44,000 Building $253,870
2023	$5,691.00 (+6.65%)	$306,155 (+8.07%) Land $42,000 Building $264,155	$306,155 (+8.07%) Land $42,000 Building $264,155
2022	$5,336.00	$283,283 Land $35,000 Building $248,283	$283,283 Land $35,000 Building $248,283

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20