Polk County property record for 1802 3rd Ct SE, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,452 sqft · built 1973 |
| Lot Size | 0.251 acres (10,916 sqft) |
| Owner | Company Name on File |
| Last Sale | $720,000 (May 2024) |
| Tax Bill | $9,391 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-33-658200-000330 |
| Primary APN | 26-28-33-658200-000330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Units | 6 Units |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| 1st Floor Area | 1,452 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Duplex Single |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,916 sqft (0.251 acres) |
| Lot Dimensions | 120 ft deep x 91 ft wide |
| View / Lot | Apartment |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 88 sqft |
| Cooling System | Central |
|---|
| Street Address | 1802 3RD CT SE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-4471 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TERRACE GARDENS SUB PB 46 PG 46 LOT 33 E 91 FT |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 33 |
| Legal Subdivision | TERRACE GARDENS SUBDIVISION |
| Legal Tract | 658200 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 14005 |
Source: Polk County records · APN 26-28-33-658200-000330
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 632 ELDERBERRY DR, DAVENPORT, FL 33897-3843 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage CITIZENS BANK & TRUST |
| Mar 02, 2020 | Warranty Deed, Transfer · Line of Credit VARTY JOHN F TRUST (IT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 01, 2024 · Amount on Record |
| Deed Sale | May 01, 2024 · Amount on Record |
| Prior Sale | Mar 02, 2020 · Amount on Record |
| Deed Document Number | 2024101279 |
| Deed Book / Page | 13100 / 651 |
| Prior Transfer Date | Jun 10, 2003 |
| Prior Transfer Doc | 0000116198 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1802 3RD CT SE, WINTER HAVEN, FL 33880-4471 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000129398 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 11720/1761 |
| Instrument | 2021129398 |
| Name | CITIZENS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FROSTPROOF, FL 33843 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 02, 2020 |
| Property Address | 1802 3RD CT SE, WINTER HAVEN, FL 33880-4471 |
| Document Number | 0111590205 |
| Book / Page | 011159 / 000205 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 47386 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,775.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1967 WINTER HAVEN FL 338831967, WINTER HAVEN, FL 33883-1967 |
| Document Number | 111590207 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 011159/000207 |
| Instrument | 47387 |
| Name | VARTY JOHN F TRUST (IT) |
|---|---|
| Address | PO BOX 7146, WINTER HAVEN, FL 33883-7146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,391.00 (+217.48%) | $708,552 (+413.37%) Land $44,000 Building $83,812 | $708,552 (+413.37%) Land $44,000 Building $83,812 |
| 2023 | $2,958.00 (+7.33%) | $138,019 (+10.75%) Land $42,000 Building $96,019 | $138,019 (+10.75%) Land $42,000 Building $96,019 |
| 2022 | $2,756.00 | $124,622 Land $35,000 Building $89,622 | $124,622 Land $35,000 Building $89,622 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050140051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Sep 2004, rainfall accumulation, Hurricane Frances |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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