Orange County property record for 1803 Westover Reserve Blvd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,966 sqft · built 1997 |
| Lot Size | 0.39 acres (16,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $428,000 (Jul 2004) |
| Tax Bill | $12,207 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-23-28-8239-00-080 |
| Primary APN | 04-23-28-8239-00-080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 4,155 sqft |
| 1st Floor Area | 2,634 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,984 sqft (0.39 acres) |
| Garage Type | Attached |
| Garage Area | 763 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 250 sqft |
| Porch | Slab |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1803 WESTOVER RESERVE BLVD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-L-D |
| Legal Description | WESTOVER RESERVE PHASE ONE 37/9 LOT 8 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 04 |
| Legal Subdivision | WESTOVER RESERVE PH 1 |
| Legal Phase | 1 |
| Legal Tract | 8239 |
| Legal Lot Number | 8 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 14815 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1803 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2004 · Amount on Record |
| Deed Sale | Jul 9, 2004 · Amount on Record |
| Prior Sale | Dec 6, 2001 · Amount on Record |
| Deed Document Number | 2004433432 |
| Deed Book / Page | 7518 / 4341 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 1803 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213 |
| Document Number | 0000406897 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026406897 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1803 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213 |
| Document Number | 0000406897, |
|---|---|
| Date | Jul 22, 2026 |
| Instrument | 2026406897 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $731,066 (+1%) | $734,150 (-1.4%) Land $175,000 Building $559,150 | |
| 2025 | $12,207.00 (+7.91%) | $664,605 (-2.22%) | $744,590 (+9.55%) Land $175,000 Building $569,590 |
| 2024 | $11,312.00 (+11.84%) | ||
| 2023 | $10,114.00 (+16.17%) | $679,678 (+26.11%) Land $175,000 Building $504,678 | $679,678 (+26.11%) Land $175,000 Building $504,678 |
| 2022 | $8,706.00 | $538,952 Land $150,000 Building $388,952 | $538,952 Land $150,000 Building $388,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Xfinity.
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