1743 Westover Reserve Blvd, Windermere, FL 34786 Property Records

Orange County property record for 1743 Westover Reserve Blvd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,304 sqft · built 1997
Lot Size	0.384 acres (16,706 sqft)
Owner	2 Individual Names on File
Last Sale	$369,900 (Aug 2001)
Tax Bill	$8,448 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-28-8239-00-070`

Property Details

APN / Parcel Number

Primary APN	`04-23-28-8239-00-070`
Alternative APNs	`282304823900070` `274112` `278956` `283111`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,304 sqft Living Area
Gross Area	5,398 sqft
1st Floor Area	2,947 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,706 sqft (0.384 acres)
Garage Type	Attached
Garage Area	884 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	937 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1743 WESTOVER RESERVE BLVD
City	WINDERMERE
State	FL
Zip	34786-6213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L-D
Legal Description	WESTOVER RESERVE PHASE ONE 37/9 LOT 7
Legal Range	28E
Legal Township	23S
Legal Section	04
Legal Subdivision	WESTOVER RESERVE PH 1
Legal Phase	1
Legal Tract	8239
Legal Lot Number	7
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1004
Census Tract	14815

Owner

1743 Westover Reserve Blvd is owned and occupied by two individuals who bought it in August 2001.

Source: Orange County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Mar 19, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2001 · Amount on File
Deed Sale	Aug 31, 2001 · Amount on File
Prior Sale	Dec 4, 1997 · Amount on File
Deed Book / Page	6336 / 4006
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Oct 9, 2026
Property Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213
Document Number	0000564371
Instrument Date	Sep 30, 2026
Instrument	2026564371
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213

Mortgage

Document Number	0000564371,
Date	Oct 9, 2026
Instrument	2026564371

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 4, 2066

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213

Mortgage

Document Number	20210524307
Date	Aug 26, 2021
Instrument	20210524307

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1743 WESTOVER RESERVE BLVD, WINDERMERE, FL 34786-6213
Document Number	0000203338
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1743 WESTOVER RESERVE BLVD WINDERMERE FL 347866213, WINDERMERE, FL 34786-6213

Mortgage

Document Number	0000203338
Date	Apr 5, 2018
Instrument	203338

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1743 Westover Reserve Blvd was $8,448, up 4.1% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,618 (+2.7%)	$826,380 (-1.43%) Land $175,000 Building $651,380
2025	$8,448.00 (+4.08%) Homeowner's exemption	$514,721	$838,330 Land $175,000 Building $663,330
2024	$8,117.00 (+7.11%)
2023	$7,578.00 (+3.31%) Homeowner's exemption	$485,646 (+3%)	$762,801 (+26.4%) Land $175,000 Building $587,801
2022	$7,335.00 Homeowner's exemption	$471,501	$603,459 Land $150,000 Building $453,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1743 Westover Reserve Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1743 Westover Reserve Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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