1803 S Lago Way, Eagle, ID 83616 Property Records

Ada County property record for 1803 S Lago Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,998 sqft · built 2021
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Trust Names on File
Last Sale	$2,101,400 (Jul 2023)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R9435090280`

Property Details

APN / Parcel Number

Primary APN	`R9435090280`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,998 sqft Living Area
Gross Area	5,129 sqft
1st Floor Area	3,253 sqft
Upper Floors Area	745 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	10,803 sqft (0.248 acres)
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	349 sqft
Patio Area	454 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1803 S LAGO WAY
City	EAGLE
State	ID
Zip	83616-7592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2DA-P
Legal Description	LOT 20 BLK 05 WILLIAMSON RIVER RANCH NO 3
Legal Range	01E
Legal Township	04N
Legal Section	15
Legal Subdivision	WILLIAMSON RIVER RANCH SUB NO 03
Legal Block	05
Legal Lot Number	20
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1034
Census Tract	10234

Owner

1803 S Lago Way is held in a trust since July 2023.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5765 NORDEND WAY, RENO, NV 89511-3308
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Oct 27, 2021	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Deed Document Number	202341040
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 18, 2023
Property Address	1803 S LAGO WAY, EAGLE, ID 83616-7592
Document Number	0000041040
Map Reference	MB119 PG18292-18296
Instrument Date	Jul 11, 2023
Instrument	2023-041040
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5765 NORDEND WAY, RENO, NV 89511-3308

Mortgage

Document Number	0000041041
Date	Jul 18, 2023
Instrument	2023-041041

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	16%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1803 S LAGO WAY, EAGLE, ID 83616-7592
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155375
Date	Oct 27, 2021
Instrument	2021-155375

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Oct 7, 2020
Property Address	1803 S LAGO WAY, EAGLE, ID 83616-7592
Document Number	0000134178
Map Reference	MB119 PG18292-18296
Instrument Date	Oct 7, 2020
Instrument	2020-134178
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11041 LOWER CIRCLE DR, GRASS VALLEY, CA 95949-6645

Mortgage

Document Number	0000134179
Date	Oct 7, 2020
Instrument	2020-134179

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1803 S Lago Way was $5,175, down 9.7% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,175.00 (-9.65%) Homeowner's exemption	$1,750,200	$1,750,200
2024	$5,728.00
2023		$525,000 Land $525,000	$525,000 Land $525,000
2022	$2,066.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1803 S Lago Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 S Lago Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband.

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