1785 S Lago Way, Eagle, ID 83616 Property Records

Ada County property record for 1785 S Lago Way, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,182 sqft · built 2020
Lot Size	0.263 acres (11,456 sqft)
Owner	2 Individual Names on File
Last Sale	$855,482 (Jun 2023)
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R9435090260`

Property Details

APN / Parcel Number

Primary APN	`R9435090260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,182 sqft Living Area
Gross Area	4,896 sqft
1st Floor Area	2,713 sqft
Attic	Attic
Attic Area	469 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	11,456 sqft (0.263 acres)
Garage Type	Attached
Garage Area	1,308 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1785 S LAGO WAY
City	EAGLE
State	ID
Zip	83616-7598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2DA-P
Legal Description	LOT 19 BLK 05 WILLIAMSON RIVER RANCH NO 3
Legal Range	01E
Legal Township	04N
Legal Section	15
Legal Subdivision	WILLIAMSON RIVER RANCH SUB NO 03
Legal Block	05
Legal Lot Number	19
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	1
Census Block	1034
Census Tract	10234

Owner

1785 S Lago Way is owned and occupied by two individuals who bought it in June 2023.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1785 S LAGO WAY, EAGLE, ID 83616-7598
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 8, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Aug 2, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Apr 21, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202331757
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jun 2, 2023
Property Address	1785 S LAGO WAY, EAGLE, ID 83616-7598
Document Number	0000031757
Map Reference	MB119 PG18292-18296
Instrument Date	May 26, 2023
Instrument	2023-031757
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	NEXTITLE A TITLE AND ESCROW COMPANY, TITLEONE A TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 S LAGO WAY, EAGLE, ID 83616-7598

Mortgage

Document Number	0000031758
Date	Jun 2, 2023
Instrument	2023-031758

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1785 S LAGO WAY, EAGLE, ID 83616-7598
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	PIONEER TITLE COMPANY/CANYON COUNTY, PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 S LAGO WAY, EAGLE, ID 83616-7598

Mortgage

Document Number	0000013522
Date	Mar 8, 2023
Instrument	2023-013522

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	63714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1785 S LAGO WAY, EAGLE, ID 83616-7598
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY OF ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 S LAGO WAY, EAGLE, ID 83616-7598

Mortgage

Document Number	0000068578
Date	Aug 2, 2022
Instrument	2022-068578

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	GARDEN CITY, ID 83714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 21, 2021
Property Address	1785 S LAGO WAY, EAGLE, ID 83616-7598
Document Number	0000063863
Map Reference	MB119 PG18292-18296
Instrument Date	Apr 21, 2021
Instrument	2021-063863
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1785 S LAGO WAY, EAGLE, ID 83616-7598

Mortgage

Document Number	0000063864
Date	Apr 21, 2021
Instrument	2021-063864

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1785 S Lago Way was $3,617, down 12.5% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00 (-12.46%) Homeowner's exemption	$1,260,400	$1,260,400
2024	$4,132.00
2023		$1,049,800 Land $525,000 Building $524,800	$1,049,800 Land $525,000 Building $524,800
2022	$4,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1785 S Lago Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1785 S Lago Way is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Sparklight Fiber · Cable in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Anthem Broadband.

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