Highlands County property record for 1803 Prospect St, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1976 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $335,000 (Dec 2024) |
| Tax Bill | $3,174 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C234803000E00030 |
| Primary APN | C234803000E00030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,108 sqft |
| 1st Floor Area | 1,624 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 264 sqft |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 242 sqft |
| Patio Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1803 PROSPECT ST |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-7330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LAKE JACKSON HEIGHTS PB 7-PG 52 LOT 3 BLK E |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 23 |
| Legal Subdivision | LAKE JACKSON HEIGHTS |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960700 |
Source: Highlands County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Mar 26, 2024 | Warranty Deed, Transfer |
| Apr 1, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Mar 26, 2024 · Amount on Record |
| Deed Document Number | 20242237472 |
| Deed Book / Page | 3089 / 688 |
| Prior Transfer Date | Dec 11, 2024 |
| Prior Transfer Doc | 0002237471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Document Number | 0002327577 |
| Book / Page | 3213 / 1245 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 20262327577 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Document Number | 0002327577, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 3213/1245 |
| Instrument | 20262327577 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 26, 2024 |
| Property Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Document Number | 0002195532 |
| Book / Page | 3032 / 1952 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 2195532 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Name | Verified Name |
|---|---|
| Address | 1811 PROSPECT ST, SEBRING, FL 33870-7330 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 1, 2021 |
| Property Address | 1803 PROSPECT ST, SEBRING, FL 33870-7330 |
| Document Number | 0002027303 |
| Book / Page | 2813 / 901 |
| Map Reference | MB 7 PG 52 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2027303 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 7214, SEBRING, FL 33872-0104 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,174.00 (+188.28%) | $252,149 (+140.2%) Land $20,000 Building $232,149 | $252,149 (+30.42%) Land $20,000 Building $232,149 |
| 2024 | $1,101.00 (+5.16%) | ||
| 2023 | $1,047.00 (-12.09%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $104,976 (+3%) | $193,334 (+15.2%) Land $20,000 Building $173,334 |
| 2022 | $1,191.00 Homeowner's exemption Disabled Person's exemption | $101,918 | $167,822 Land $12,000 Building $155,822 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (2017–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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