1801 Prospect St, Sebring, FL 33870 Property Records

Highlands County property record for 1801 Prospect St, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,607 sqft · built 1987
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$154,000 (Mar 2017)
Tax Bill$1,945 (2024)
Deeds & MortgagesNov 2019 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC234803000E00040

Property Details

APN / Parcel Number

Primary APNC234803000E00040
Alternative APN
  • C-23-34-28-030-00E0-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,607 sqft Living Area
1st Floor Area2,251 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area10,000 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeFinished
Garage Area576 sqft
DrivewayDriveway
Driveway Area493 sqft
Parking Spaces3 Parking Spaces
PorchFinished/Screened Porch
Porch Area240 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC234803000E00040
Street Address1801 PROSPECT ST
CitySEBRING
StateFL
Zip33870-7330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKE JACKSON HEIGHTS PB 7-PG 52 LOT 4 BLK E
Legal Range28E
Legal Township34S
Legal Section23
Legal SubdivisionLAKE JACKSON HEIGHTS
Legal BlockE
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2007
Census Tract960700

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1801 PROSPECT ST, SEBRING, FL 33870-7330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDFLORIDA CU ISAOA
Mar 13, 2017Warranty Deed, Transfer · FHA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2017 · Amount on Record
Deed SaleMar 13, 2017 · Amount on Record
Prior SaleOct 3, 2001
Deed Document Number1845518
Deed Book / Page2570 / 0610
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address1801 PROSPECT ST, SEBRING, FL 33870-7330
Document Number0001964259
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyHEARTLAND TITLE INSURANCE, HEARTLAND TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1801 PROSPECT ST SEBRING SEBRING FL 33870, SEBRING, FL 33870

Mortgage

Document Number0001964259
DateNov 18, 2019
Book Page002723/001695
Instrument1964259
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 13, 2017
Property Address1801 PROSPECT ST, SEBRING, FL 33870-7330
Document Number0001845518
Book / Page002570 / 000610
Instrument DateMar 10, 2017
Instrument1845518
Transaction TypeTransfer
Record UpdatedApr 7, 2017
Title CompanyHEARTLAND TITLE COMPANY, HEARTLAND TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,078.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3968 RAIN DANCE SEBRING FL 338724504, SEBRING, FL 33872-4504

Mortgage

Document Number1845519
DateMar 13, 2017
Book Page002570/000612
Instrument1845519
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,032 (+6.16%)$248,972 (+8.85%) Land $20,000 Building $228,972
2024$1,945.00 (+2.91%)
2023$1,890.00 (+1.94%) Homeowner's exemption$151,695 (+3%)$228,722 (+14.35%) Land $20,000 Building $208,722
2022$1,854.00 Homeowner's exemption$147,277$200,012 Land $12,000 Building $188,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims5 (2017–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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