1803 M St, Aurora, NE 68818 Property Records

Hamilton County property record for 1803 M St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,111 sqft · built 1955
Lot Size	0.325 acres (14,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Feb 2022)
Tax Bill	$2,687 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10445-002-1702`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10445-002-1702`
Alternative APNs	`3445-00-0-10445-002-1702` `410056944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,111 sqft Living Area
1st Floor Area	1,111 sqft
Basement Area	2,111 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,148 sqft (0.325 acres)
Lot Dimensions	131 ft deep x 108 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1803 M ST
City	AURORA
State	NE
Zip	68818-2148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 9-10 & W 18' LOT 11 BLK 2 WADELLS ADD
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	WADELLS ADD
Legal Block	2
Legal Lot Number	9-10,11
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	969300

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1803 M ST, AURORA, NE 68818-2148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COGENT BANK
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage UNION BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on Record
Deed Sale	Feb 25, 2022 · Amount on Record
Prior Sale	May 7, 2007 · Amount on Record
Deed Document Number	2022435
Deed Book / Page	109 / 138
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	1803 M ST, AURORA, NE 68818-2148
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1803 M ST, AURORA, NE 68818-2148

Mortgage

Document Number	0000349/52
Date	Feb 15, 2022
Book Page	349/52
Instrument	2022-00345

Lender

Name	COGENT BANK
Type	Bank
Address	AURORA, NE 68818

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Feb 25, 2022
Property Address	1803 M ST, AURORA, NE 68818-2148
Document Number	000109/138
Book / Page	109 / 138
Instrument Date	Feb 8, 2022
Instrument	2022-00435
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	GRAND ISLAND ABSTRACT ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202200436
Date	Feb 25, 2022
Instrument	2022-00436

Lender

Name	UNION BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,660 (+7.72%) Land $28,295 Building $244,365	$272,660 (+7.72%) Land $28,295 Building $244,365
2025	$2,687.00 (-2.96%)	$253,110 (+28.94%) Land $28,295 Building $224,815	$253,110 (+28.94%) Land $28,295 Building $224,815
2023	$2,769.00	$196,300 Land $28,295 Building $168,005	$196,300 Land $28,295 Building $168,005

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Viaero Wireless.

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