1704 M St, Aurora, NE 68818 Property Records

Hamilton County property record for 1704 M St, Aurora, NE 68818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1960
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (Aug 2006)
Tax Bill	$1,909 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3445-03-0-10340-002-1468`

Property Details

APN / Parcel Number

Primary APN	`3445-03-0-10340-002-1468`
Alternative APNs	`3445-00-0-10340-002-1468` `410054658`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	1,104 sqft
Finished Basement	442 sqft
Unfinished Basement	662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	120 ft deep x 67.5 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1704 M ST
City	AURORA
State	NE
Zip	68818-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 4 BLK 2 ERNST ADD
Legal Range	06
Legal Township	10
Legal Section	03
Legal Subdivision	ERNST ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	HAMILTON NE
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	969300

Owner

1704 M St is owned and occupied by two individuals who bought it in August 2006.

Source: Hamilton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1704 M ST, AURORA, NE 68818-2145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2006 · Amount on File
Deed Sale	Aug 18, 2006 · Amount on File
Deed Document Number	20061641
Deed Book / Page	93 / 36
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Recording Date	Sep 17, 2026
Property Address	1704 M ST, AURORA, NE 68818-2145
Document Number	0000001468
Instrument Date	Sep 10, 2026
Instrument	20261468
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1704 M ST, AURORA, NE 68818-2145

Mortgage

Document Number	0000001468,
Date	Sep 17, 2026
Instrument	20261468

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1704 M St was $1,909.

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Aurora City
County	Hamilton County
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,065 (+7.91%) Land $16,200 Building $177,865	$194,065 (+7.91%) Land $16,200 Building $177,865
2025	$1,909.00	$179,835 Land $16,200 Building $163,635	$179,835 Land $16,200 Building $163,635
2023	$1,918.00	$135,930 Land $16,200 Building $119,730	$135,930 Land $16,200 Building $119,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1704 M St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1704 M St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AURORA serves 4,678 people · EPA ID NE3108101
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	1.44 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Viaero Wireless.

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