1803 Jefferson St, Commerce, TX 75428 Property Records

Hunt County property record for 1803 Jefferson St, Commerce, TX 75428 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1956
Square Footage1,920 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
GarageAttached, 360 sqft
OccupancyOwner Occupied
Tax Bill$4,137.00 (2024)

Property Details

APN / Parcel Number

Primary APN2520-0100-0040-31
Alternative APN
  • R41723

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,920 sqft Living Area
Gross Area2,280 sqft Gross Area
1st Floor1,920 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1956
Exterior MaterialBrick Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width140 ft x 93 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area360 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area187 sqft Shed
PorchOpen Porch
Porch Area68 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account NumberR41723
Street Address1803 JEFFERSON ST
CityCOMMERCE
StateTX
Zip75428-3431
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS2520 COLLEGE HEIGHTS ADDITION BLK 10 LOT 4 & E 37.5' OF 3 & W 6' OF 5 ACRES .3
Legal SubdivisionCOLLEGE HEIGHTS ADDITION
Legal Block10
Legal Lot Number4
JurisdictionHUNT TX
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1066
Census Tract960600

Owner

Source: Hunt County records · APN 2520-0100-0040-31

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Vendor's Lien, Transfer · Conventional Mortgage
RED RIVER EMPLOYEES FCU
Apr 18, 2023Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
GATEWAY FIRST BANK
Dec 16, 2020Vendor's Lien, Transfer · Federal Housing Administration (FHA) Mortgage
FIRST UNITED BANK & TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 18, 2023
Deed SaleApr 18, 2023
Prior SaleDec 16, 2020
Deed Doc Number2023-06927
Record RefreshedJun 08, 2026

January 2026: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateJan 06, 2026
Property Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431
Document Number0000000229
Map ReferenceVOL 183 PG 34
Instrument DateJan 05, 2026
Instrument2026-00229
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyMONEY LAW AND TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2016 HIDEAWAY LN, QUINLAN, TX 75474-4488

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431

Mortgage

Document Number0000000230
DateJan 06, 2026
Instrument2026-00230
Lender
NameRED RIVER EMPLOYEES FCU
TypeCredit Union
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.62%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2031
Change Frequency5 Years
Min Rate At Change6.62%
Max Rate At Change8.62%
Index5-Year CMT
Margin2
Max Rate10.6%

April 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateApr 18, 2023
Property Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431
Document Number0000006927
Map ReferenceVOL 183 PG 34
Instrument DateApr 14, 2023
Instrument2023-06927
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431

Mortgage

Document Number0000006928
DateApr 18, 2023
Instrument2023-06928
Lender
NameGATEWAY FIRST BANK
TypeBank
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2053

December 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHUNT TX
Recording DateDec 16, 2020
Property Address1803 JEFFERSON ST, COMMERCE, TX 75428-3431
Document Number0000022343
Map ReferenceVOL 183 PG 34
Instrument DateDec 14, 2020
Instrument2020-22343
Transaction TypeTransfer
Record UpdatedAug 27, 2021

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1803 JEFFERSON ST, 1803, COMMERCE, TX 75428-3431

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 E UNIVERSITY AVE, WAXAHACHIE, TX 75165-1712

Mortgage

Document Number0000022344
DateDec 16, 2020
Instrument2020-22344
Lender
NameFIRST UNITED BANK & TRUST
TypeBank
Special NotesLender is also the Seller
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityCommerce City
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$177,890 (-13.37%) Land $39,600 Building $138,290$177,890 (-13.37%) Land $39,600 Building $138,290
2024$4,137.00 (+7.73%)
2023$205,350 Land $33,590 Building $171,760$205,350 Land $33,590 Building $171,760
2022$3,840.00

Flood & Wildfire

1803 Jefferson St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Hunt County (48231C), updated May 3, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 6th in Texas
Wildfire LikelihoodLow — about 1 in 5,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Jefferson St

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