1608 Jefferson St, Commerce, TX 75428 Property Records

Hunt County property record for 1608 Jefferson St, Commerce, TX 75428

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 843 sqft · built 1945
Lot Size	0.154 acres (6,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,800 (Feb 2026)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2520-0050-0090-31`

Property Details

APN / Parcel Number

Primary APN	`2520-0050-0090-31`
Alternative APNs	`R41688` `41688`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	843 sqft Living Area
1st Floor Area	843 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,720 sqft (0.154 acres)
Lot Dimensions	140 ft deep x 48 ft wide
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	1608 JEFFERSON ST
City	COMMERCE
State	TX
Zip	75428-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2520 COLLEGE HEIGHTS ADDITION BLK 5 LOT 9 ACRES .1543
Legal Subdivision	COLLEGE HEIGHTS ADDITION
Legal Block	5
Legal Lot Number	9
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1069
Census Tract	960600

Owner

Source: Hunt County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2388 LIVE OAK ST, QUINLAN, TX 75474-9018
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Vendor's Lien, Transfer HAHHAH FUNDING LLC
Aug 12, 2019	Vendor's Lien, Transfer · ARM CYPRESS BANK SSB
Jul 2, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Aug 12, 2019 · Amount on Record
Deed Document Number	20262757
Record Updated	Sep 20, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Feb 19, 2026
Property Address	1608 JEFFERSON ST, COMMERCE, TX 75428-3428
Document Number	0000002757
Map Reference	VOL 183 PG 34
Instrument Date	Feb 17, 2026
Instrument	2026-02757
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 LIVE OAK ST, QUINLAN, TX 75474-9018

Mortgage

Date	Feb 19, 2026

Lender

Name	HAHHAH FUNDING LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HUNT TX
Recording Date	Aug 12, 2019
Property Address	1608 JEFFERSON ST, COMMERCE, TX 75428-3428
Document Number	0000011361
Map Reference	VOL 183 PG 34
Instrument Date	Aug 12, 2019
Instrument	2019-11361
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	KINCY ABSTRACT & SABINE TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8419 CAPE HENRY, MISSOURI CITY, TX 77459-3480

Mortgage

Document Number	0000011362
Date	Aug 12, 2019
Instrument	2019-11362

Lender

Name	CYPRESS BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	5.87%
Index	Other
Max Rate	10.8%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jul 2, 2018
Property Address	1608 JEFFERSON ST, COMMERCE, TX 75428-3428
Document Number	0000010073
Instrument Date	Jun 28, 2018
Instrument	10073
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 SNOW CREEK RD SANTA FE TN 384823154, SANTA FE, TN 38482-3154

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Commerce City
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,707.00 (-10.11%)	$65,450 (-0.24%) Land $22,110 Building $43,340	$65,450 (-0.24%) Land $22,110 Building $43,340
2024	$1,899.00 (+13.44%)
2023		$65,610 Land $19,350 Building $46,260	$65,610 Land $19,350 Building $46,260
2022	$1,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Peoples Communications Fixed Wireless	500 / 60
360 Broadband Fixed Wireless	400 / 50

May also be available: Nextlink, Verizon.

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