1803 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 1803 E 9th St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 2007
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Jun 2007)
Tax Bill$1,013 (2025)
Flood ZoneZone X (minimal risk)
APN16433-003-000

Property Details

APN / Parcel Number

Primary APN16433-003-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,380 sqft Living Area
Gross Area1,820 sqft
1st Floor Area1,380 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,969 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area420 sqft
PorchOpen Porch
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1803 E 9TH ST
CityPANAMA CITY
StateFL
Zip32401-4548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC03
Legal DescriptionKELLEYS ADD 105A3 LOT 12 LESS E 10 & 5 OF LOT 13 & SOUTH 10 OF OF CLOSED 20 ALLEY LYING NORTH BOUNDRY LINE ORB 3306 P 2294
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionKELLEYS ADD
Legal Block6
Legal Lot Number12,13
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2015
Census Tract1700

Owner

1803 E 9th St is owned and occupied by an individual who acquired it in March 2011.

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1803 E 9TH ST, PANAMA CITY, FL 32401-4548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2007 · Amount on File
Deed SaleJun 26, 2007 · Amount on File
Deed Document Number200742276
Deed Book / Page2939 / 2012
Last Transfer DateMar 3, 2011
Transfer Doc0033062294
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 1803 E 9th St was $1,013 with exemptions applied, down 9.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,013.00 (-9.47%) Homeowner's exemption Disabled Person's exemption$111,200$139,156 Land $14,210 Building $124,946
2024$1,119.00 (-8.65%)
2023$1,225.00 (-4.97%) Homeowner's exemption Disabled Person's exemption$104,918 (+3%)$129,705 (+10.45%) Land $11,025 Building $118,680
2022$1,289.00 Homeowner's exemption Disabled Person's exemption$101,862$117,433 Land $9,359 Building $108,074

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1803 E 9th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1983–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1803 E 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

Nearby Properties on E 9th St

Nearby Streets

Search Property Records by Address or Parcel Number