1629 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 1629 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,173 sqft · built 2024
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Oct 2024)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16351-010-010`

Property Details

APN / Parcel Number

Primary APN	`16351-010-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,173 sqft Heated Area
Gross Area	1,288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1629 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	E. ROSENWALD HTS 105A3 LOT 13 BLK 3 ORB 4854 P 2328
Legal Block	3
Legal Lot Number	13
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2029
Census Tract	1700

Owner

1629 E 9th St is owned and occupied by an individual who bought it in October 2024.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1629 E 9TH ST, PANAMA CITY, FL 32401-4544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Deed Document Number	2024063794
Deed Book / Page	4854 / 2328
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 30, 2024
Property Address	1629 E 9TH ST, PANAMA CITY, FL 32401-4544
Document Number	0048542328
Book / Page	4854 / 2328
Map Reference	MB 8 PG 90
Instrument Date	Oct 25, 2024
Instrument	2024063794
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3822 E 15TH ST, PANAMA CITY, FL 32404-5882

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1629 E 9TH ST, P C BEACH, FL 32401-4544

Mortgage

Document Number	2024063795
Date	Oct 30, 2024
Instrument	2024063795

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1629 E 9th St was $2,296 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 Homeowner's exemption	$187,426 Land $13,920 Building $173,506	$187,426 Land $13,920 Building $173,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1629 E 9th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1629 E 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20