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1803 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1803 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,232 sqft Living Area
Lot Size7,700 sqft (0.177 acres)
GarageMixed, 576 sqft
Last Sale$85,000 (2018)
Tax Bill$1,980.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-356-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,232 sqft Living Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,700 sqft (0.177 acres)
Depth X Width140 ft x 55 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area576 sqft Garage
Patio Area16 sqft Patio
Porch1 Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1803 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2603
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBERS ADDITION LOT 1 BLK 2
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionRICKER AND BRATNOBERS ADDITION
Legal Block2
Legal Lot Number1
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2029
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-356-009

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 538, HUDSON, IA 50643-0538
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION
Jun 30, 2022Warranty Deed, Construction Loan · Building or Construction Mortgage
HOLBACH ENTERPRISES INC
Feb 26, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Nov 19, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION
Apr 16, 2018Deed of Trust, Mortgage
WELLS FARGO BANK NA
Apr 22, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Deed Doc Number2018201900007805
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedNov 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900007806
DateNov 15, 2018
Instrument201900007806
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term350 Months
DueJan 01, 2048

June 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 30, 2022
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Document Number202200025457
Instrument DateJun 29, 2022
Instrument202200025457
Transaction TypeConstruction Loan
Record UpdatedJul 18, 2022
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$192.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address433 1ST ST, HUDSON, IA 50643-7738

Mortgage

Document Number202200025458
DateJun 30, 2022
Instrument202200025458
Lender
NameHOLBACH ENTERPRISES INC
TypeNon-Lending Institution
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term62 Months
DueAug 01, 2027

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedMar 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100018060
DateFeb 26, 2021
Instrument202100018060
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900007972
DateNov 19, 2018
Instrument201900007972
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term350 Months
DueJan 01, 2048

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800016719
DateApr 16, 2018
Instrument201800016719
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
AmountAmount Recorded
Term357 Months
DueJan 01, 2048

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1803 E 4TH ST, WATERLOO, IA 50703-2603
Transaction TypeMortgage
Record UpdatedJul 10, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000018348
DateApr 22, 2020
Instrument202000018348
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,980.00$108,100 (+18.47%) Land $6,880 Building $101,220$108,100 (+18.47%) Land $6,880 Building $101,220
2024$1,980.00 (+40.83%)
2023$91,250 (+42.47%) Land $6,880 Building $84,370$91,250 (+42.47%) Land $6,880 Building $84,370
2022$1,406.00 Homeowner's exemption$64,050 Land $6,880 Building $57,170
2021$64,050 Land $6,880 Building $57,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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