1725 E 4th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1725 E 4th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1906
Square Footage828 sqft Living Area
Lot Size3,850 sqft (0.088 acres)
OccupancyOwner Occupied
Tax Bill$842.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-359-007

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area828 sqft Living Area
1st Floor828 sqft 1st Floor
Basement Area828 sqft Basement
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialComposition/Composite Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area3,850 sqft (0.088 acres)
Depth X Width70 ft x 55 ft Depth x Width
Porch1 Porch
Porch Area200 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1725 E 4TH ST
CityWATERLOO
StateIA
Zip50703-2601
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRICKER AND BRATNOBERS ADDITION E 70 FT LOT 5 BLK 1
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionRICKER AND BRATNOBERS ADDITION
Legal Block1
Legal Lot Number5
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2027
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-359-007

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1725 E 4TH ST, WATERLOO, IA 50703-2601
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Jun 27, 2017Deed of Trust, Mortgage
VERIDIAN CU
May 28, 2019Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1725 E 4TH ST, WATERLOO, IA 50703-2601
Transaction TypeMortgage
Record UpdatedApr 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202400011980
DateApr 01, 2024
Instrument202400011980
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
Address1000 JACKSON ST, DUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 31, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1725 E 4TH ST, WATERLOO, IA 50703-2601
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyBLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700022828
DateJun 27, 2017
Instrument2017-00022828
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
AmountAmount Recorded
Term121 Months
DueJul 05, 2027

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateMay 28, 2019
Property Address1725 E 4TH ST, WATERLOO, IA 50703-2601
Document Number201900017702
Instrument DateMay 24, 2019
Instrument201900017702
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1725 E 4TH ST, WATERLOO, IA 50703-2601

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$842.00$46,130 (+18.8%) Land $4,810 Building $41,320$46,130 (+18.8%) Land $4,810 Building $41,320
2024$842.00 (+30.34%)
2023$38,830 (+32.03%) Land $4,810 Building $34,020$38,830 (+32.03%) Land $4,810 Building $34,020
2022$646.00$29,410 Land $4,810 Building $24,600
2021$29,410 Land $4,810 Building $24,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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