18027 Gable Oak Ln, Cypress, TX 77433 Property Records

Harris County property record for 18027 Gable Oak Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,327 sqft · built 2006
Lot Size	0.258 acres (11,249 sqft)
Owner	2 Individual Names on File
Last Sale	$319,700 (Aug 2006)
Tax Bill	$2,062 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-488-001-0008`

Property Details

APN / Parcel Number

Primary APN	`126-488-001-0008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,327 sqft Living Area
1st Floor Area	2,101 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,249 sqft (0.258 acres)
Garage Type	Detached
Garage Area	992 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	660 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	373 sqft
Patio Area	185 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1264880010008
Street Address	18027 GABLE OAK LN
City	CYPRESS
State	TX
Zip	77433-2190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 8 BLK 1 LONE OAK VILLAGE SEC 5
Legal Subdivision	LONE OAK VILLAGE SEC 5
Legal Block	1
Legal Lot Number	8
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2019
Census Tract	543006

Owner

18027 Gable Oak Ln is owned and occupied by two individuals who acquired it in August 2016.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18027 GABLE OAK LN, CYPRESS, TX 77433-2190
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on File
Deed Sale	Aug 30, 2006 · Amount on File
Prior Sale	Mar 20, 2006
Deed Document Number	20069546
Deed Book / Page	2695 / 380
Last Transfer Date	Aug 22, 2016
Transfer Doc	0000384557
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	18027 GABLE OAK LN, CYPRESS, TX 77433-2190
Document Number	0000048746
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18027 GABLE OAK LN CYPRESS TX 774332190, CYPRESS, TX 77433-2190

Mortgage

Document Number	0000048746
Date	Feb 3, 2020
Instrument	48746

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18027 Gable Oak Ln was $2,062 with a homeowner's exemption, up 355.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,583 (-1.34%) Land $76,861 Building $374,722	$451,583 (-1.34%) Land $76,861 Building $374,722
2025	$2,062.00 (+355.19%) Homeowner's exemption	$457,701 Land $76,861 Building $380,840	$457,701 Land $76,861 Building $380,840
2024	$453.00
2023		$447,074 Land $76,861 Building $370,213	$447,074 Land $76,861 Building $370,213
2022	$519.00
2020	$428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18027 Gable Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 347 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	347 in force
Nearby Flood Claims	3 (2017–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18027 Gable Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 173 serves 3,894 people · EPA ID TX1012971
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20