Harris County property record for 18026 Gable Oak Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,511 sqft · built 2007 |
| Lot Size | 0.212 acres (9,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $560,063 (Sep 2023) |
| Tax Bill | $6,983 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-488-002-0027 |
| Primary APN | 126-488-002-0027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,511 sqft Living Area |
| 1st Floor Area | 2,151 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,224 sqft (0.212 acres) |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 80 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1264880020027 |
|---|---|
| Street Address | 18026 GABLE OAK LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 27 BLK 2 LONE OAK VILLAGE SEC 5 |
| Legal Subdivision | LONE OAK VILLAGE SEC 5 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 543006 |
18026 Gable Oak Ln is owned and occupied by two individuals who bought it in September 2023.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18026 GABLE OAK LN, CYPRESS, TX 77433-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2023 | Vendor's Lien, Transfer · Conventional Mortgage GO MORTGAGE LLC |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Dec 4, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2023 · Amount on File |
| Deed Sale | Sep 1, 2023 · Amount on File |
| Prior Sale | Mar 26, 2012 · Amount on File |
| Deed Document Number | 2023336482 |
| Prior Transfer Date | Jun 4, 2008 |
| Prior Transfer Doc | 20080298284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 1, 2023 |
| Property Address | 18026 GABLE OAK LN, CYPRESS, TX 77433-2189 |
| Document Number | 0000336482 |
| Map Reference | MF 576244 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023-336482 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18026 GABLE OAK LN, CYPRESS, TX 77433-2189 |
| Document Number | 0000336483 |
|---|---|
| Date | Sep 1, 2023 |
| Instrument | 2023-336483 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18026 GABLE OAK LN, CYPRESS, TX 77433-2189 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Title Company | GREAT AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000739791 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-739791 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HOUSTON, TX 77095 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18026 GABLE OAK LN, CYPRESS, TX 77433-2189 |
| Document Number | 0000622875 |
| Instrument Date | Dec 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18026 GABLE OAK LN CYPRESS TX 774332189, CYPRESS, TX 77433-2189 |
| Document Number | 0000622875 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 622875 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2050 |
The 2025 property tax bill for 18026 Gable Oak Ln was $6,983 with a homeowner's exemption, down 7.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $459,080 (-1.35%) Land $75,069 Building $384,011 | $459,080 (-1.35%) Land $75,069 Building $384,011 | |
| 2025 | $6,983.00 (-7.39%) Homeowner's exemption | $465,343 Land $75,069 Building $390,274 | $465,343 Land $75,069 Building $390,274 |
| 2024 | $7,540.00 | ||
| 2023 | $441,062 (+9.78%) Land $75,069 Building $365,993 | $441,062 (+9.78%) Land $75,069 Building $365,993 | |
| 2022 | Homeowner's exemption Veteran's exemption | $401,770 Land $51,743 Building $350,027 | $401,770 Land $51,743 Building $350,027 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18026 Gable Oak Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 347 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 347 in force |
| Nearby Flood Claims | 3 (2017–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18026 Gable Oak Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 173 serves 3,894 people · EPA ID TX1012971 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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