1802 Union St, Emmetsburg, IA 50536 Property Records

Palo Alto County property record for 1802 Union St, Emmetsburg, IA 50536

Property Summary

Property Type	Single Family Home
Details	1 ba · 824 sqft · built 1962
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Jan 2018)
Tax Bill	$1,240 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603018006003`

Property Details

APN / Parcel Number

Primary APN	`603018006003`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
Basement Area	824 sqft
Finished Basement	453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1802 UNION ST
City	EMMETSBURG
State	IA
Zip	50536-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIELS ADDN. W 1/2 NW 1/4 BLOCK 6
Legal Block	6
Jurisdiction	PALO ALTO IA
Township / Civil Division	FREEDOM
Census Block Group	4
Census Block	4098
Census Tract	960300

Owner

Source: Palo Alto County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1802 UNION ST, EMMETSBURG, IA 50536-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Jan 24, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 24, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2018 · Amount on File
Deed Sale	Jan 24, 2018 · Amount on File
Deed Document Number	2018158
Deed Book / Page	2018 / 158
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	1802 UNION ST, EMMETSBURG, IA 50536-2147
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000579
Date	Mar 20, 2018
Book Page	0000002018/0000000579
Instrument	000000000579

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	1802 UNION ST, EMMETSBURG, IA 50536-2147
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000160
Date	Jan 24, 2018
Book Page	0000002018/0000000160
Instrument	000000000160

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	1802 UNION ST, EMMETSBURG, IA 50536-2147
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/710
Date	Apr 23, 2020
Book Page	2020/710
Instrument	2020 0710

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Jan 24, 2018
Property Address	1802 UNION ST, EMMETSBURG, IA 50536-2147
Document Number	2018/158
Book / Page	2018 / 158
Instrument Date	Jan 10, 2018
Instrument	000000000158
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1802 UNION ST, EMMETSBURG, IA 50536-2147

Tax Assessment & Valuation

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Emmetsburg City
Unified School District	Emmetsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,240.00	$96,150 (-) Land $13,200 Building $82,950	$96,150 (-) Land $13,200 Building $82,950
2025	$1,240.00 (+0.32%) Homeowner's exemption Senior Citizen's exemption	$96,150 (+13.75%) Land $13,200 Building $82,950	$96,150 (+13.75%) Land $13,200 Building $82,950
2024	$1,236.00 (+0.32%)
2023		$84,530 (+19.11%) Land $7,920 Building $76,610	$84,530 (+19.11%) Land $7,920 Building $76,610
2022	$1,232.00 Homeowner's exemption	$70,970 Land $7,920 Building $63,050
2021			$70,970 Land $7,920 Building $63,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMMETSBURG MUNICIPAL WATER DEPARTMENT serves 3,733 people · EPA ID IA7428021
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GigFire, Nextlink.

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