1707 Union St, Emmetsburg, IA 50536 Property Records

Palo Alto County property record for 1707 Union St, Emmetsburg, IA 50536

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,128 sqft · built 1961
Lot Size	0.267 acres (11,616 sqft)
Owner	Individual Name on Record
Last Sale	$176,500 (Sep 2021)
Tax Bill	$2,054 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`603018004002`

Property Details

APN / Parcel Number

Primary APN	`603018004002`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	648 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum Siding
Construction Type	Frame
Lot Area	11,616 sqft (0.267 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1707 UNION ST
City	EMMETSBURG
State	IA
Zip	50536-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLIELS ADDN. S 88' E 1/2 BLOCK 4
Legal Subdivision	ALAELS ADDITION
Legal Block	4
Jurisdiction	PALO ALTO IA
Township / Civil Division	FREEDOM
Census Block Group	4
Census Block	4091
Census Tract	960300

Owner

Source: Palo Alto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1707 UNION ST, EMMETSBURG, IA 50536-2149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2017	Deed of Trust, Mortgage IOWA STATE BANK
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK
Oct 23, 2017	Intrafamily Transfer, Transfer
Nov 1, 2011	Legal Action/Court Order, Foreclosure · FHA Mortgage IOWA TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Aug 5, 2013 · Amount on Record
Deed Document Number	20211662
Deed Book / Page	2021 / 1662
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	02017/1842
Record Updated	Jun 8, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	1707 UNION ST, EMMETSBURG, IA 50536-2149
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1630
Date	Sep 18, 2017
Book Page	2017/1630

Lender

Name	IOWA STATE BANK
Type	Bank
Address	RUTHVEN, IA 51358

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALO ALTO IA
Recording Date	Sep 8, 2021
Property Address	1707 UNION ST, EMMETSBURG, IA 50536-2149
Document Number	02021/1662
Book / Page	2021 / 1662
Instrument Date	Aug 31, 2021
Instrument	2021 1662
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$281.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 UNION ST, EMMETSBURG, IA 50536-2149

Mortgage

Document Number	02021/1663
Date	Sep 8, 2021
Book Page	2021/1663
Instrument	2021 1663

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALO ALTO IA
Recording Date	Oct 23, 2017
Property Address	1707 UNION ST, EMMETSBURG, IA 50536-2149
Document Number	02017/1842
Book / Page	2017 / 1842
Instrument Date	Sep 5, 2017
Instrument	2017 1842
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1707 UNION ST, EMMETSBURG, IA 50536-2149

November 2011: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	PALO ALTO IA
Recording Date	Nov 1, 2011
Property Address	1707 UNION ST, EMMETSBURG, IA 50536-2149
Document Number	02011/1810
Book / Page	2011 / 1810
Instrument Date	Oct 15, 2011
Instrument	2011 1810
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	921 BROADWAY ST, EMMETSBURG, IA 50536-2423
Investor	Possibly a Property Investor

Mortgage

Document Number	0020111811
Date	Nov 1, 2011
Instrument	2011 1811

Lender

Name	IOWA TRUST & SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Emmetsburg City
Unified School District	Emmetsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,054.00 Homeowner's exemption Senior Citizen's exemption	$151,050 (+13%) Land $17,600 Building $133,450	$151,050 (+13%) Land $17,600 Building $133,450
2024	$2,054.00 (+15.26%)
2023		$133,670 (+35.4%) Land $10,560 Building $123,110	$133,670 (+35.4%) Land $10,560 Building $123,110
2022	$1,782.00	$98,720 Land $10,560 Building $88,160
2021			$98,720 Land $10,560 Building $88,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMMETSBURG MUNICIPAL WATER DEPARTMENT serves 3,733 people · EPA ID IA7428021
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
Northwest Communications Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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