Kane County property record for 1802 Larson Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,872 sqft · built 1986 |
| Lot Size | 0.208 acres (9,059 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Dec 2021) |
| Tax Bill | $9,150 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-35-408-001 |
| Primary APN | 09-35-408-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| Basement Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,059 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1802 LARSON AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-4648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 089-CAMBRIDGE |
| Legal Subdivision | CAMBRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 140 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 852002 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1802 LARSON AVE, SAINT CHARLES, IL 60174-4648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jul 17, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2021 · Amount on Record |
| Deed Sale | Dec 15, 2021 · Amount on Record |
| Prior Sale | Dec 2, 1999 · Amount on Record |
| Deed Document Number | 202193113 |
| Prior Transfer Date | Jul 10, 2018 |
| Prior Transfer Doc | 0000034301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 15, 2021 |
| Property Address | 1802 LARSON AVE, ST CHARLES, IL 60174-4648 |
| Document Number | 0000093113 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 2021K093113 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1802 LARSON AVE, SAINT CHARLES, IL 60174-4648 |
| Document Number | 0000093114 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021K093114 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate | 3% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1802 LARSON AVE, ST CHARLES, IL 60174-4648 |
| Document Number | 0000004238 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1802 LARSON AVE ST CHARLES IL 601744648, ST CHARLES, IL 60174-4648 |
| Document Number | 0000004238 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 4238 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 17, 2018 |
| Property Address | 1802 LARSON AVE, ST CHARLES, IL 60174-4648 |
| Document Number | 0000034301 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 34301 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2018 |
| Title Company | RAVENSWOOD TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1802 LARSON AVE ST CHARLES IL 601744648, ST CHARLES, IL 60174-4648 |
| Document Number | 34302 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 34302 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,150.00 (+12.87%) Homeowner's exemption | $138,467 (+8.53%) Land $36,375 Building $102,092 | $415,567 (+8.53%) Land $109,169 Building $306,399 |
| 2024 | $127,584 (+19.9%) Land $33,516 Building $94,068 | $382,905 (+19.95%) Land $100,588 Building $282,317 | |
| 2022 | $8,107.00 (+8.54%) Homeowner's exemption | $106,410 (+9.05%) Land $33,203 Building $73,207 | $319,230 (+9.05%) Land $99,609 Building $219,621 |
| 2021 | $7,469.00 Homeowner's exemption | $97,580 Land $31,649 Building $65,931 | $292,740 Land $94,947 Building $197,793 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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