1801 Larson Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 1801 Larson Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,110 sqft · built 1986
Lot Size0.185 acres (8,077 sqft)
Owner2 Individual Names on File
Last Sale$277,500 (May 2020)
Tax Bill$7,959 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Apr 2019 Transfer
Flood ZoneZone X (minimal risk)
APN09-35-409-001

Property Details

APN / Parcel Number

Primary APN09-35-409-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area1,110 sqft
Basement Area1,080 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleBi-Level
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,077 sqft (0.185 acres)
Garage TypeAttached
Garage Area451 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1801 LARSON AVE
CitySAINT CHARLES
StateIL
Zip60174-4649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 134 OF UNIT NO 5 CAMBRIDGE EAST
Legal SubdivisionCAMBRIDGE
Legal Block3
Legal Lot Number134
Legal Unit5
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3003
Census Tract852002

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1801 LARSON AVE, SAINT CHARLES, IL 60174-4649
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed, Transfer · Conventional Mortgage
THE FEDERAL SAVINGS BANK
Apr 12, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2020 · Amount on File
Deed SaleMay 27, 2020 · Amount on File
Prior SaleAug 20, 2008 · Amount on File
Deed Document Number202027191
Prior Transfer DateOct 26, 1994
Prior Transfer Doc0000083036
Record UpdatedOct 29, 2026

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateMay 27, 2020
Property Address1801 LARSON AVE, ST CHARLES, IL 60174-4649
Document Number0000027191
Instrument DateApr 29, 2020
Instrument2020K027191
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$277.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1801 LARSON AVE, SAINT CHARLES, IL 60174-4649

Mortgage

Document Number0000027192
DateMay 27, 2020
Instrument2020K027192
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateApr 12, 2019
Property Address1801 LARSON AVE, ST CHARLES, IL 60174-4649
Document Number0000014240
Instrument DateApr 8, 2019
Instrument14240
Transaction TypeTransfer
Record UpdatedApr 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1801 LARSON AVE ST CHARLES IL 601744649, ST CHARLES, IL 60174-4649

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,959.00 (+12.26%) Homeowner's exemption$121,494 (+8.53%) Land $36,375 Building $85,119$364,628 (+8.53%) Land $109,169 Building $255,459
2024$111,945 (+19.32%) Land $33,516 Building $78,429$335,969 (+19.36%) Land $100,588 Building $235,381
2022$7,090.00 (+4.2%) Homeowner's exemption$93,822 (+4.91%) Land $33,203 Building $60,619$281,466 (+4.91%) Land $99,609 Building $181,857
2021$6,804.00 Homeowner's exemption$89,431 Land $31,649 Building $57,782$268,293 Land $94,947 Building $173,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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