Dare County property record for 1802 Bay Dr, Kill Devil Hills, NC 27948 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 2002 |
| Square Footage | 4,865 sqft Heated Area |
| Lot Size | 20,000 sqft (0.459 acres) |
| Last Sale | $1,540,500 (2026) |
| Tax Bill | $7,335.00 (2025) |
Source: Dare County records · APN 988409062024
Assessment roll updated October 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14026 BETHANY CHURCH RD, MONTPELIER, VA 23192-2603 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 22, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance SOUTHERN BANK & TRUST |
| Feb 06, 2012 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Feb 19, 2025 | Deed of Trust, Mortgage · Commercial Mortgage TOWNEBANK |
| Feb 06, 2012 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE BANK MORTGAGE |
| Jul 11, 2005 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 07, 2006 | Deed of Trust, Mortgage · Conventional Mortgage HOMECOMINGS FINANCIAL NETWORK INC |
| Apr 07, 2006 | Deed of Trust, Mortgage · Line of Credit HOMECOMINGS FINANCIAL NETWORK INC |
| Feb 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jan 22, 2020 | Warranty Deed, Transfer · Stand Alone Refinance SOUTHERN BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 27, 2026 · Amount on Record |
| Deed Sale | Feb 27, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2008 · Amount on Record |
| Deed Doc Number | 2026700157344 |
| Deed Book / Page | 2837 / 133 |
| Prior Transfer Date | Jan 21, 2025 |
| Prior Transfer Doc | 002772/374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002350/179 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 2350/179 |
| Instrument | 700073456 |
| Name | SOUTHERN BANK & TRUST |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001888/075 |
|---|---|
| Date | Feb 06, 2012 |
| Book Page | 1888/075 |
| Instrument | 6305501 |
| Name | TOWNEBANK |
|---|---|
| Address | CHESAPEAKE, VA 23320 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5370 ORION AVE, NORFOLK, VA 23502-4919 |
| Document Number | 002774/363 |
|---|---|
| Date | Feb 19, 2025 |
| Book Page | 2774/363 |
| Instrument | 700146373 |
| Name | TOWNEBANK |
|---|---|
| Type | Bank |
| Address | 6013 HARBOUR VIEW BLVD, SUFFOLK, VA 23435 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001888/074 |
|---|---|
| Date | Feb 06, 2012 |
| Book Page | 1888/074 |
| Instrument | 6305500 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001640/166 |
|---|---|
| Date | Jul 11, 2005 |
| Book Page | 1640/166 |
| Instrument | 6173542 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jun 13, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001680/434 |
|---|---|
| Date | Apr 07, 2006 |
| Book Page | 1680/434 |
| Instrument | 6194530 |
| Name | HOMECOMINGS FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001680/435 |
|---|---|
| Date | Apr 07, 2006 |
| Book Page | 1680/435 |
| Instrument | 6194531 |
| Name | HOMECOMINGS FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Feb 27, 2026 |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Document Number | 002837/133 |
| Book / Page | 2837 / 133 |
| Map Reference | MB 1 PG 40 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 700157344 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,081.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14026 BETHANY CHURCH RD, MONTPELIER, VA 23192-2603 |
| Document Number | 0700157345 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 700157345 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 5-Year CMT |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Jan 22, 2020 |
| Property Address | 1802 BAY DR, KILL DEVIL HILLS, NC 27948-9425 |
| Document Number | 2350/176 |
| Book / Page | 2350 / 176 |
| Instrument Date | Jan 08, 2020 |
| Instrument | 700073455 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3469 N MILITARY HWY, NORFOLK, VA 23518-5615 |
| Document Number | 2350/179 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 2350/179 |
| Instrument | 700073456 |
| Name | SOUTHERN BANK & TRUST |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,335.00 (-7.91%) | $1,800,500 (+71.27%) Land $508,000 Building $1,292,500 | |
| 2023 | $7,965.00 | $1,051,264 Land $254,000 Building $797,264 | |
| 2020 | $1,800,500 Land $508,000 Building $1,292,500 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 988409062024 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 4,865 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,000 sqft (0.459 acres) |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 988409062024 |
|---|---|
| Street Address | 1802 BAY DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 13-14 BLK: 21 SEC: 1 PL: 1 SL: 40 |
| Legal Subdivision | CROATAN SHORES INC |
| Legal Block | 21 |
| Legal Lot Number | 13-14 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Minor Civil Division | ATLANTIC |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 970200 |
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