1740 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1740 Bay Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1976
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2019)
Tax Bill	$3,517 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`988409052972`

Property Details

APN / Parcel Number

Primary APN	`988409052972`
Alternative APNs	`98840952972` `002549000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1976
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,000 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	988409052972
Old Parcel Number	98840952972
Street Address	1740 BAY DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 16 BLK: 21 SEC: 1 PL: 1 SL: 40
Legal Subdivision	CROATAN SHORES INC
Legal Block	21
Legal Lot Number	16
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	3
Census Block	3002
Census Tract	970200

Owner

Source: Dare County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6814 KIRKWOOD ST, RICHMOND, VA 23228-4820
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Jan 31, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2019 · Amount on Record
Deed Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	0002282219
Deed Book / Page	2282 / 219
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1740 BAY DR, KILL DEVIL HILLS, NC 27948-9424
Transaction Type	Mortgage
Record Updated	Jul 1, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2512/573
Date	Jun 2, 2021
Book Page	2512/573
Instrument	700100098

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2041

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Jan 31, 2019
Property Address	1740 BAY DR, KILL DEVIL HILLS, NC 27948-9424
Document Number	2282/219
Book / Page	2282 / 219
Instrument Date	Jan 31, 2019
Instrument	700061159
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6814 KIRKWOOD ST, RICHMOND, VA 23228-4820

Mortgage

Document Number	002282/221
Date	Jan 31, 2019
Book Page	2282/221
Instrument	700061160

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Dare County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,517.00 (+20.2%)	$638,800 (+65.17%) Land $428,000 Building $210,800
2023	$2,926.00	$386,744 Land $214,000 Building $172,744
2020			$638,800 Land $428,000 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 159 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	159 in force
Nearby Flood Claims	165 (1981–2019)
Claims Outside the SFHA	38 of 165
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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