1801 Windriver St, San Marcos, CA 92078 Property Records

San Diego County property record for 1801 Windriver St, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,015 sqft · built 2006
Lot Size	0.127 acres (5,553 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Dec 2006)
Tax Bill	$12,623 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`679-210-59-00`

Property Details

APN / Parcel Number

Primary APN	`679-210-59-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,015 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	5,553 sqft (0.127 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1801 WINDRIVER ST
City	SAN MARCOS
State	CA
Zip	92078-1094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 92 TR 015173
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	015173
Legal Block	1
Legal Lot Number	92
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1005
Census Tract	20043

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit PARTNERS FEDERAL CREDIT UNION
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit PARTNERS FCU
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2006 · Amount on Record
Deed Sale	Dec 22, 2006 · Amount on Record
Deed Document Number	2006909971
Last Transfer Date	May 14, 2013
Transfer Doc	0000323970
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2026
Property Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094
Document Number	0000122850
Instrument Date	Apr 24, 2026
Instrument	2026122850
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094
Investor	Possibly a Property Investor

Mortgage

Document Number	0000122850,
Date	Apr 30, 2026
Instrument	2026122850

Lender

Name	PARTNERS FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.38%
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160311
Date	Apr 10, 2017
Instrument	2017-0160311

Lender

Name	PARTNERS FCU
Type	Credit Union
Address	ORLANDO, FL 32821

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FATCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 WINDRIVER ST, SAN MARCOS, CA 92078-1094

Mortgage

Document Number	0000751777
Date	Nov 25, 2020
Instrument	2020-0751777

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$854,085 (+2%) Land $300,635 Building $553,450
2025	$12,623.00 (+6.91%) Homeowner's exemption	$837,340 (+4.04%) Land $294,741 Building $542,599
2023	$11,807.00 (+1.85%) Homeowner's exemption	$804,827 Land $283,297 Building $521,530
2022	$11,593.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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