1801 W Cobblestone Ln, McHenry, IL 60051 Property Records

McHenry County property record for 1801 W Cobblestone Ln, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Details	7 ba · 2,045 sqft · built 1992
Lot Size	0.791 acres (34,491 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Mar 2018)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-19-309-006`

Property Details

APN / Parcel Number

Primary APN	`10-19-309-006`

Interior

Full Baths	7 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,045 sqft Living Area
Gross Area	3,380 sqft
1st Floor Area	1,690 sqft
Basement Area	1,680 sqft
Finished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	34,491 sqft
Garage Area	953 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	320 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1801 W COBBLESTONE LN
City	MCHENRY
State	IL
Zip	60051-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0009059 LT 28 STONE RIDGE
Legal Range	09E
Legal Township	45N
Legal Section	19
Legal Subdivision	STONE RIDGE
Legal Block	309
Legal Lot Number	28
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2052
Census Tract	870702

Owner

1801 W Cobblestone Ln is owned and occupied by an individual who bought it in March 2018.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1801 W COBBLESTONE LN, MCHENRY, IL 60051-6804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Sep 1, 2016
Deed Document Number	2018R0009059
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1801 W COBBLESTONE LN, MCHENRY, IL 60051-6804
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022075
Date	Apr 22, 2021
Instrument	2021R0022075

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 22, 2018
Property Address	1801 W COBBLESTONE LN, MCHENRY, IL 60051-6804
Document Number	0000009059
Map Reference	DOC981372
Instrument Date	Mar 16, 2018
Instrument	2018R0009059
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	AMERICAN NATIONA TITLE SEVS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1801 W COBBLESTONE LN, 1801, MCHENRY, IL 60051-6804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1801 W COBBLESTONE LN, MCHENRY, IL 60051-6804

Mortgage

Document Number	0000009060
Date	Mar 22, 2018
Instrument	2018R0009060

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$97,019 Land $18,786 Building $78,233	$291,057 Land $56,358 Building $234,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1801 W Cobblestone Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1801 W Cobblestone Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on W Cobblestone Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures