1801 State Rd AA, Festus, MO 63028 Property Records

Jefferson County property record for 1801 State Rd AA, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,314 sqft · built 1982
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,827 (Sep 2026)
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`198.034.00002005`

Property Details

APN / Parcel Number

Primary APN	`198.034.00002005`
Alternative APN	`1980340 002005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,776 sqft
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	462 sqft
Patio Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1801 STATE ROAD AA
City	FESTUS
State	MO
Zip	63028-4388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT S1/2 SE1/4
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1004
Census Tract	701404

Owner

Source: Jefferson County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY
Nov 14, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 23, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	202624399
Prior Transfer Date	Jun 19, 2023
Prior Transfer Doc	0000015124
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 2, 2026
Property Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388
Document Number	0000024399
Instrument Date	Aug 31, 2026
Instrument	202624399
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388

Mortgage

Document Number	0000024400,
Date	Sep 2, 2026
Instrument	202624400

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 14, 2023
Property Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388
Document Number	0000028499
Instrument Date	Nov 9, 2023
Instrument	2023R-028499
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9419 CIMARRON CT, SAINT LOUIS, MO 63132-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388

Mortgage

Document Number	0000028500
Date	Nov 14, 2023
Instrument	2023R-028500

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 23, 2023
Property Address	1801 STATE ROAD AA, FESTUS, MO 63028-4388
Document Number	0000015124
Instrument Date	Jun 19, 2023
Instrument	2023R-015124
Transaction Type	Foreclosure
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15W030 N FRONTAGE RD # 200, 200, BURR RIDGE, IL 60527-6921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9419 CIMARRON CT, SAINT LOUIS, MO 63132-2102

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,200 (-) Land $1,900 Building $23,300	$132,900 (-) Land $10,100 Building $122,800
2025	$1,601.00 (+9.43%)	$25,200 (+49.11%) Land $1,900 Building $23,300	$132,900 (-) Land $10,100 Building $122,800
2024	$1,463.00 (+35.59%)		$132,900 (+49.49%) Land $10,100 Building $122,800
2023	$1,079.00	$16,900 Land $1,900 Building $15,000	$88,900 Land $10,100 Building $78,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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