1765 State Rd AA, Festus, MO 63028 Property Records

Jefferson County property record for 1765 State Rd AA, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,295 sqft · built 1997
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$504,136 (Aug 2024)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`198.034.00002004`

Property Details

APN / Parcel Number

Primary APN	`198.034.00002004`
Alternative APN	`1980340 002004`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	550 sqft
Basement Area	933 sqft
Finished Basement	933 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	52,272 sqft
Garage Type	Detached
Garage Area	720 sqft
Patio Area	1,196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1765 STATE ROAD AA
City	FESTUS
State	MO
Zip	63028-4389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT S1/2 SE1/4
Legal Range	6E
Legal Township	40N
Legal Section	34
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1004
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Dec 28, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Apr 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2018	Quit Claim Deed, Transfer NETCO TITLE
Feb 13, 2018	Quit Claim Deed, Mortgage · VA Mortgage REGIONS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on Record
Deed Sale	Aug 6, 2024 · Amount on Record
Prior Sale	Dec 27, 2021 · Amount on Record
Deed Document Number	202419374
Prior Transfer Date	Apr 18, 2018
Prior Transfer Doc	0000011866
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 27, 2021
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000055265
Instrument Date	Dec 20, 2021
Instrument	2021R-055265
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389

Mortgage

Document Number	0000055266
Date	Dec 27, 2021
Instrument	2021R-055266

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000000640
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA FESTUS MO 630284389, FESTUS, MO 63028-4389

Mortgage

Document Number	0000000640
Date	Jan 6, 2021
Instrument	640

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000011569
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OMNIA TITLE CORPORATION, OMNIA TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA FESTUS MO 630284389, FESTUS, MO 63028-4389

Mortgage

Document Number	0000011569
Date	Apr 6, 2020
Instrument	11569

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 22, 2019
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000010894
Instrument Date	Apr 15, 2019
Instrument	10894
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA FESTUS MO 630284389, FESTUS, MO 63028-4389

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 20, 2018
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000011866
Instrument Date	Apr 18, 2018
Instrument	11866
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA FESTUS MO 630284389, FESTUS, MO 63028-4389

February 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2018
Property Address	1765 STATE ROAD AA, FESTUS, MO 63028-4389
Document Number	0000004376
Instrument Date	Jan 18, 2018
Instrument	4376
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	NETCO TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 STATE ROAD AA FESTUS MO 630284389, FESTUS, MO 63028-4389

Mortgage

Document Number	4377
Date	Feb 13, 2018
Instrument	4377

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,800 (+10.91%) Land $1,300 Building $47,500	$256,800 (+10.93%) Land $7,000 Building $249,800
2025	$2,597.00 (+1.09%)	$44,000 (+9.45%) Land $1,300 Building $42,700	$231,500 (-) Land $7,000 Building $224,500
2024	$2,569.00 (+0.08%)		$231,500 (+9.25%) Land $7,000 Building $224,500
2023	$2,567.00	$40,200 Land $1,300 Building $38,900	$211,900 Land $7,000 Building $204,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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