1801 Spitfire St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1801 Spitfire St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,093 sqft · built 2016
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$449,000 (Dec 2025)
Tax Bill$2,365 (2024)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-2S-27-2790-00300-0320

Property Details

APN / Parcel Number

Primary APN24-2S-27-2790-00300-0320

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,093 sqft Heated Area
Gross Area2,827 sqft
1st Floor Area2,599 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area15,246 sqft (0.35 acres)
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area228 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number242S272790003000320
Street Address1801 SPITFIRE ST
CityNAVARRE
StateFL
Zip32566-8413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTH SHORES 1ST ADD LOT 32 BLK 3 AS DES IN OR 3536 PG 861
Legal Range27W
Legal Township02S
Legal Section24
Legal SubdivisionNORTH SHORES/ALL
Legal Block3
Legal Lot Number32
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1013
Census Tract10821

Owner

Source: Santa Rosa County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1801 SPITFIRE ST, NAVARRE, FL 32566-8413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2025 · Amount on Record
Deed SaleDec 3, 2025 · Amount on Record
Prior SaleJul 7, 2016 · Amount on Record
Deed Document Number202556512
Deed Book / Page4685 / 924
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 3, 2025
Property Address1801 SPITFIRE ST, NAVARRE, FL 32566-8413
Document Number0046850924
Book / Page4685 / 924
Map ReferenceMB C PG 67
Instrument DateDec 2, 2025
Instrument202556512
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,143.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 ANN ST, CHICOPEE, MA 01020-4409

Transferred To (Grantee/Buyer)

NameVerified Name
Address1801 SPITFIRE ST, NAVARRE, FL 32566-8413

Mortgage

Document Number0004685926
DateDec 3, 2025
Instrument4685/926
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,365.00 (+2.38%) Homeowner's exemption$229,762 (+3%)$348,754 (+8.57%) Land $70,000 Building $278,754
2023$2,310.00 (+74.87%) Homeowner's exemption Veteran's exemption$223,070 (+3%)$321,223 (+3%) Land $45,000 Building $276,223
2022$1,321.00 Homeowner's exemption Veteran's exemption$216,573$311,876 Land $40,000 Building $271,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 144 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies144 in force
Nearby Flood Claims5 (2020–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications, Ripple Broadband.

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