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1793 Spitfire St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1793 Spitfire St, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,046 sqft · built 2004
Lot Size0.351 acres (15,333 sqft)
Owner2 Owner Names on Record
Last Sale$188,800 (May 2004)
Tax Bill$2,772 (2024)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-2S-27-2790-00300-0330

Property Details

APN / Parcel Number

Primary APN24-2S-27-2790-00300-0330

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,046 sqft Heated Area
Gross Area3,824 sqft
1st Floor Area3,550 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeMasonry
Roof MaterialShingle
Lot Area15,333 sqft (0.351 acres)
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area274 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number242S272790003000330
Street Address1793 SPITFIRE ST
CityNAVARRE
StateFL
Zip32566-8413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTH SHORES 1ST ADD LT 33 BLK 3 AS DES IN OR 2306 PG 1860
Legal Range27W
Legal Township02S
Legal Section24
Legal SubdivisionNORTH SHORES/ALL
Legal Block3
Legal Lot Number33
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1013
Census Tract10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address1793 SPITFIRE ST, NAVARRE, FL 32566-8413
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2004 · Amount on Record
Deed SaleMay 27, 2004 · Amount on Record
Deed Document Number0023061860
Deed Book / Page2306 / 1860
Last Transfer DateJun 1, 2004
Transfer Doc0023061860
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1793 SPITFIRE ST, NAVARRE, FL 32566-8413
Document Number0039220484
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1793 SPITFIRE ST NAVARRE FL 325668413, NAVARRE, FL 32566-8413

Mortgage

Document Number0039220484
DateFeb 25, 2020
Book Page003922/000484
Instrument9021
Lender
NameMORTGAGE ONE/SOUTH
TypeMortgage Company
AddressFORT WALTON BEACH, FL 32548
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 24, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,772.00 (+2.36%) Homeowner's exemption$259,860 (+3%)$433,358 (+6.86%) Land $70,000 Building $363,358
2023$2,708.00 (+2.77%) Homeowner's exemption$252,291 (+3%)$405,533 (+4.81%) Land $45,000 Building $360,533
2022$2,635.00 Homeowner's exemption$244,943$386,940 Land $40,000 Building $346,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 144 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies144 in force
Nearby Flood Claims5 (2020–2024)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Cox Communications, Ripple Broadband.

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