1801 Oak St, Monroe, MI 48161 Property Records

Monroe County property record for 1801 Oak St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	1 ba · 944 sqft · built 1950
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Oct 2018)
Tax Bill	$627 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-49-00131-000`

Property Details

APN / Parcel Number

Primary APN	`55-49-00131-000`
Alternative APN	`55 490 013 10`

Interior

Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	944 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	164 ft deep x 72 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	96 sqft
Patio Area	570 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1801 OAK ST
City	MONROE
State	MI
Zip	48161-1052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CONSOLIDATED LAND CO INC PLAT NO 1 LOTS 30 & 31
Legal Subdivision	CONSOLIDATED LAND CO INC 1
Legal Lot Number	30-31
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	831800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1801 OAK ST, MONROE, MI 48161-1052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 29, 2018	Quit Claim Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE
Oct 29, 2018	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Oct 29, 2018	Warranty Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	201819746
Prior Transfer Date	Oct 12, 2018
Prior Transfer Doc	0000019748
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1801 OAK ST, MONROE, MI 48161-1052
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 OAK ST, MONROE, MI 48161-1052

Mortgage

Document Number	0000017624
Date	Nov 30, 2023
Instrument	2023R17624

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Oct 29, 2018
Property Address	1801 OAK ST, MONROE, MI 48161-1052
Document Number	0000019748
Instrument Date	Oct 12, 2018
Instrument	19748
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 OAK ST MONROE MI 481611052, MONROE, MI 48161-1052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 29, 2018
Property Address	1801 OAK ST, MONROE, MI 48161-1052
Document Number	0000019746
Instrument Date	Oct 12, 2018
Instrument	19746
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 S MONROE ST MONROE MI 481611429, MONROE, MI 48161-1429

Mortgage

Document Number	19747
Date	Oct 29, 2018
Instrument	19747

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 29, 2018
Property Address	1801 OAK ST, MONROE, MI 48161-1052
Document Number	0000019745
Instrument Date	Oct 9, 2018
Instrument	19745
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1801 OAK ST MONROE MI 481611052, MONROE, MI 48161-1052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (+71.54%) Land $38,700	$77,400 (+71.54%) Land $77,400
2025	$627.00 (+8.29%) Homeowner's exemption
2023	$579.00 Homeowner's exemption	$22,560	$45,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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