1738 Oak St, Monroe, MI 48161 Property Records

Monroe County property record for 1738 Oak St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,284 sqft · built 2008
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2026)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Aug 2026 Sale Sep 2025 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-49-00281-000`

Property Details

APN / Parcel Number

Primary APN	`55-49-00281-000`
Alternative APN	`55 490 028 10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	90 ft deep x 70 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1738 OAK ST
City	MONROE
State	MI
Zip	48161-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	CONSOLIDATED LAND CO INC PLAT NO 1 NORTH 90 FT OF LOTS 177 & 178
Legal Subdivision	CONSOLIDATED LAND CO INC 1
Legal Lot Number	177-178
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3007
Census Tract	831800

Owner

1738 Oak St is owned and occupied by an individual who bought it in August 2026.

Source: Monroe County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	221 MAPLE ST, LUCKEY, OH 43443-9807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 12, 2025	Sheriff's Deed, Foreclosure
Oct 16, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 13, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on File
Deed Sale	Aug 3, 2026 · Amount on File
Prior Sale	Sep 12, 2025 · Amount on File
Deed Document Number	202613548
Prior Transfer Date	Aug 28, 2025
Prior Transfer Doc	0000015214
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 3, 2026
Property Address	1738 OAK ST, MONROE, MI 48161-1051
Document Number	0000013548
Instrument Date	Jul 9, 2026
Instrument	202613548
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$90,900.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MAPLE ST, LUCKEY, OH 43443-9807

September 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE MI
Recording Date	Sep 12, 2025
Property Address	1738 OAK ST, MONROE, MI 48161-1051
Document Number	0000015214
Map Reference	DOC 2024R10461
Instrument Date	Aug 28, 2025
Instrument	2025R15214
Transaction Type	Foreclosure
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452-4262

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 16, 2019
Property Address	1738 OAK ST, MONROE, MI 48161-1051
Document Number	0000017760
Instrument Date	Oct 11, 2019
Instrument	17760
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$731.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1321 KILLDEER DR ZEPHYRHILLS FL 335403243, ZEPHYRHILLS, FL 33540-3243

Mortgage

Document Number	17761
Date	Oct 16, 2019
Instrument	17761

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	May 13, 2019
Property Address	1738 OAK ST, MONROE, MI 48161-1051
Document Number	0000007953
Instrument Date	Apr 10, 2019
Instrument	7953
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14930 LAP SANCE RD #111 MONROE MI 48161, 111, MONROE, MI 48161

Tax Assessment & Valuation

The 2025 property tax bill for 1738 Oak St was $2,214 with a homeowner's exemption, up 44% from the year before.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,400 (+16.33%) Land $58,400	$116,800 (+16.33%) Land $116,800
2025	$2,214.00 (+44.05%) Homeowner's exemption	$50,200 Land $50,200	$100,400 Land $100,400
2024	$1,537.00 (+9.32%)
2023	$1,406.00 Homeowner's exemption	$35,350	$70,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1738 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1738 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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